In addition to states where the programs had previously been available, Connecticut, New Jersey and New York, both programs will now be available in Maine, New Hampshire, Pennsylvania, and Rhode Island; Memorialpro will also be available in Texas and Virginia.
“Memorialpro and ByTheCover have been invaluable resources for death care professionals and nonprofit libraries across New Jersey, New York and Connecticut,” says program manager Domenic Antinucci. “Both provide the stability and comfort of a specialty insurance program in addition to top-quality services. Expanding to these new states will allow us to support more communities by providing death care professionals and libraries with essential protection.”
Memorialpro is designed to meet the unique risks of cemeteries, crematories and cemetery management. The program offers policyholders access to a broad coverage package at competitive rates, including:
• General Liability with $3 million aggregate limits
• Professional Liability, including coverage for “mental anguish” claims
• Business Auto with broad coverage
• Commercial Property, including Outdoor Property & Debris Removal
• Inland Marine for Mobile Property and Fine Arts
• Employee Dishonesty (Crime) with coverage for theft, fraud and more
By The Cover offers a package that includes general liability, commercial property, auto, inland marine, crime and fidelity coverages for non-profit libraries. Additional coverages include:
• General Liability with $3 million aggregate limits
• Book and Media coverage to insure all inventory at each library
• Medical payments for athletic participants
• Good Samaritan coverage for medical emergencies
• Abuse or molestation coverage
• Flood or backup of sewers and drains
Commercial Excess with limits up to $5 million and combined Directors & Officers and Employment Practices Liability coverage are also available as supplemental policies for both programs.
For more information regarding Memorialpro or ByTheCover and the coverages they offer, please visit https://brownyard.com/insurance-programs/cemeteries-insurance/ or https://brownyard.com/insurance-programs/libraries-insurance/.
About Brownyard Group
Brownyard Group is a program administrator that develops and delivers specialized insurance programs for select industries. Celebrating 70 years in business, the company serves security professionals, private investigators, alarm services, pest & wildlife control operators, landscape professionals, the beauty industry including spas & cosmetics manufacturers, cemeteries and libraries. Their full-service insurance claims facility, Brownyard Claims Management, provides loss prevention and claims handling. Brownyard Group is based in Bay Shore, New York.