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Education Insurance Program

From Wright Specialty Insurance

8555983409 View Applications

Description

Property and casualty insurance packages for education.

Eligible Classes of Business:

  • Accredited Grades K-12 Private Schools
  • K-12 Public Schools
  • Charter Schools
  • Accredited Colleges & Universities, under 10,000 enrollment
  • Community Colleges, under 10,000 enrollment

Specific Lines/Coverages:

Property – Fire and Allied

  • Building and Contents (including personal property)
  • Loss of Business Income
  • Extra Expense
  • Building Ordinance or Law

Inland Marine and Equipment Floaters

Boiler & Machinery

  • Property Damage
  • Combined Business Interruption and Extra Expense
  • Building Ordinance or Law
  • Water Damage
  • Consequential Damage (Spoilage)

Educators Legal Liability (claims-made)

  • Employment Practices Liability
  • Defense Costs Independent of Limits
  • Broad Definition of Insured

Commercial General Liability (occurrence)

Enhancements include:

  • Sexual Misconduct Coverage
  • World Wide Coverage Territory
  • Full Athletics Coverage
  • Corporal Punishment Coverage
  • Broad Definition of Insured
    • Volunteers
    • Board Members
    • Trustees
    • Staff Nurses
  • Contractual Liability
  • Host Liquor Liability
  • Incidental Malpractice Liability
  • Employee Benefits Liability Coverage

Commercial Automobile Liability and Physical Damage

  • Owned Autos
  • Non-owned Autos
  • Leased Autos
  • Hired Autos

Excess Liability

  • Follow Form Coverage

Premium Requirements: None

Wright Specialty Insurance is currently writing policies for our Education Insurance Program in all states except for Alaska, Hawaii, and Washington.

Coverages Offered

Bodily Injury And Property Damage

Business Income From Dependent Properties Insurance Coverage

Business Personal Property

Business Personal Property Coverage

Business Personal Property Off Premise Coverage

Commercial Property

Damage To Third Party Property

Liability For Guests’ Property

Outdoor Property Destruction

Personal Property In Transit

Property Coverage For Personal Property In Rooms Furnished By Operator

Property Damage

Property In Transit

Property Off Premise

Temporary Relocation Of Property

Commercial Inland Marine

General Liability

Tenant’s Legal Liability Insurance Coverage

Commercial Auto

Excess Flood

Binding Authority

Availability

Applications and Informational PDFs

Request A Quote

Contact Wright Specialty Insurance

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