Insurance Agents Professional Liability
RPS Signature Programs’ product for Insurance Agents and Brokers covers mid-size to larger insurance agencies, wholesalers, and managing general agents (MGA).
- Claims-made or claims-made and reported
- Defense outside of the limits
- First dollar deductible
- Deductible aggregated to three times per loss
- Deductible reduction credits (settlement without litigation)
- Contractual liability included for broker/agent agreements
- Insolvency B+/demotech/government-backed or operated
- Punitive damages (if insurable by law)
- Broad personal injury coverage
- Spouse/domestic partner
- Final adjudication language (conduct exclusion)
- Modified hammer (up to 80/20)
- Automatic independent contractor (on behalf of insured)
- Loyalty discounts
- Choice of counsel
- First party security privacy breach ($25,000 to $250,000)
- Broad definition of professional services
- Additional expense/loss of earnings outside limits
- ERP options up to 5 years
- Blanket predecessor coverage
- Available nationwide, coverage is admitted and non-admitted depending on the state, and is NJ/FTZ admitted for all programs.
- Agencies with $300,000 to $15,000,000 in revenue
- 1,000,000 to $5,000,000
Why RPS Signature Programs
Our team of industry experts can help take on the most complex client needs with our exclusive programs offering specialized coverage for niche risks.
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