ATP, a best-in-class program built by NSM Insurance Group, was designed to provide insurance for the behavioral healthcare industry. Our underwriters focus exclusively on this sector and understand the complexity of the exposures addiction treatment and mental healthcare providers encounter. With more than 15 years of experience, our expertise and range of coverage offerings allow us to tailor unique insurance plans to meet the specific needs of our clients.

Trust our expert underwriting team to quote and bind your behavioral healthcare accounts today.

Eligible Classes

While most behavioral health providers share a common mission, we understand the treatment programs and services of each is unique. ATP specializes in protecting many types and levels of care within the behavioral health industry.

Addiction Treatment Facilities
Outpatient Mental Health Facilities
Methadone Clinics – Opioid Treatment Providers
Sober Living Homes/Recovery Residences
Faith-Based Treatment Programs
Vocational and Life Skills Training Programs
Eating Disorder Programs
Gambling Addiction Programs
Sexual Addictions Programs (Level I Only)
DUI Programs/Court-Ordered Classes

Program Coverages

General Liability
Sexual and Physical Abuse Liability
Professional Liability
Property
Equipment Breakdown
Commercial Auto
Umbrella
Inland Marine
Crime
Participant/Volunteer Accident
Cyber

Click here to view our Coverages & Appetite Guide

Why Work with ATP?

Exclusive A-rated carrier
Comprehensive package policy
In-house quoting, binding, issuing and servicing
Open brokerage, no minimum volume, incentive-based commissions paid
Dedicated in-house claims team
Specialized loss control/risk management
Premium discounts available for certain accreditations and association memberships
Direct bill pay — monthly installments