Business Owners Policy Insurance
Extra Selection and Extra Protection
Flexibility for your program. Security for your client’s business. The Chamber Insurance Agency Services provides you a single, cost-effective policy with five coverage options for your clients:
The Winning Combination
BOP Property Insurance provides broad protection for your building and business personal property and includes as "standard" many features other policies don't, such as coverage for valuable papers and records, employee dishonesty, and loss of business income. Coverage can be tailored to address special concerns, such as flood and earthquake risks.
BOP General Liability Insurance protects against the financial damage inflicted by third-party liability claims, including claims for bodily injury, property damage, personal and advertising injury, arising from your client’s products, operations or premises. It automatically addresses medical expenses and certain legal liability arising from damage to premises your clients rent. Numerous options let you pick-and-choose additional coverage for everything from Employee Benefits Liability to Hired and Non-Owned Auto Liability. You can also eliminate core coverage for products liability, personal injury or advertising injury, which could potentially lower your client’s overall premium.
BOP Umbrella elevates coverage limits above and beyond the AIG BOP general liability coverage part to provide higher levels of protection for catastrophic losses.
BOP Professional Liability Insurance addresses damages and defense costs in covered claims resulting from actual or alleged errors and omissions in professional services.
BOP Employment Practices Liability Insurance responds to certain damages and defense costs in covered employee-initiated claims of sexual harassment, discrimination, and wrongful termination. Insureds also get access to the nation's premier employment practices attorneys to defend employment-related lawsuits.
Special premium financing programs are available.