The new protection goes beyond standard liability coverage for bodily injury, property damage and personal injury, and provides protection against claims seeking monetary damages due to the negligence of the Pest Control Operator.
“As part of treatment or inspection claims, especially those related to bed bugs, businesses can potentially seek monetary damages to cover lost revenue and other expenses not normally covered by a Commercial General Liability policy,” said John Culotta, program manager of PCOpro. “Our innovative E&O endorsement offers pest control professionals this important protection, which is not easy to find among insurers today.”
Brownyard Group has underwriting authority for the E&O endorsement, which is written on an admitted basis. Coverage is written through an insurance carrier rated A+ (Superior) by A.M. Best Company and is available in most states.
PCOpro was designed specifically for the pest management industry and is among the broadest commercial insurance programs currently available at highly competitive prices. Along with commercial, general and professional liability, it features commercial property and inland marine, business auto, umbrella, workers’ compensation and first and third party dishonesty.
About Brownyard Group
Brownyard Group is a program administrator that has developed and provided specialized insurance programs for select industries for more than 60 years. These industries include security guards, pest control operators, landscapers, cosmetic manufacturers, alarm systems, private investigators and security consultants, and the beauty industry. In 1993, Brownyard established Brownyard Claims Management, a loss prevention and full-service insurance claims
facility. The company is based in Bay Shore, N.Y.