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World Wide Specialty Programs
(855) 255-4994
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About World Wide Specialty Programs Inc

At World Wide Specialty Programs, our business revolves around protecting the staffing industry with sound, customized insurance solutions. In fact, for the last 50 years, our sole focus has been dedicated to the staffing insurance business, identifying its risks, and providing the industry with the most innovative staffing insurance solutions available. We know firsthand the challenges facing today’s contract staffing firms and partner with our clients to help build a stronger, more resilient staffing business because of the protection we afford them.

Our extensive knowledge of how the staffing industry works has taken our commitment to the sector further than anyone else in the staffing insurance industry. We identify and track developments, and ensure that our staffing industry clients are well protected and armed to effectively address the needs of their business with custom-fit insurance products and services.

What’s more, World Wide is the only insurance provider and industry source that is an American Staffing Association (ASA) commercial insurance liability partner. As ASA’s first partner, we remain committed to that partnership.

Our insurance Programs/Products

Professional Liability

Direct Hire, Executive Search & Recruitment, Retained Search Professional Liability Insurance (E&O)

Staffing General Liability Insurance

Staffing Abusive Acts Liability Insurance

View all programs

Recent Updates & News

White Paper: The Rising Tide of BIPA Claims
White Paper: The Rising Tide of BIPA Claims
November 21, 2019
The state’s stringent 2008 Biometric Identifier Privacy Act (BIPA) means that personally, identifiable information is the same no matter what form it takes on. That’s the message derived from a...
Read more
See More Updates

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SPECIALTIES
Professional Liability
Direct Hire, Executive Search & Recruitment, Retained Search Professional Liability Insurance (E&O)
Staffing General Liability Insurance
Staffing Abusive Acts Liability Insurance
Staffing Employee Benefits Liability Insurance
Staffing Employment Practices Liability Insurance
Staffing Hired & Non-Owned Insurance
Staffing Owned Auto Liability Insurance
Staffing Stop Gap Liability Insurance
Staffing Umbrella Liability Insurance
Staffing Crime Insurance
Staffing Office Package Insurance
Staffing Property & Inland Marine Insurance
Staffing Workers’ Compensation Insurance
Directors & Officers Insurance for Staffing
Staffing Fiduciary Liability Insurance
Staffing Security & Privacy Liability (Cyber) Insurance
Connect with World Wide Specialty Programs
 
 
 
 

World Wide Specialty Programs

68 South Service Road Suite 235, NY 11747, Melville, US Toll Free: (855) 255-4994 Phone: (631) 390-0900 Industry : Insurance
Insurance World Wide Specialty Programs Contact Details:
Main address: 68 South Service Road Suite 235 NY 11747 Melville, us
Traceable Phone:(855) 255-4994 Phone:(631) 390-0900

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Staffing Hired & Non-Owned Insurance

Our Hired and Non-Owned Auto Liability policy covers the staffing firm and the staffing firm’s client for damage to the property of others or to bodily injury to others caused by a staffing firm’s employee when driving a client’s vehicle. Additionally, our policy will also protect the “named insured” staffing firm when its employees are driving their own vehicles on behalf of staffing firm business. Damage to any vehicle a temp is driving is not covered by a Hired and Non-Owned Auto policy.

Another concern involves employees renting a vehicle (i.e. from a Hertz, Avis, etc.). This is called a “hired car” under the Hired and Non-Owned Auto policy. You can choose to obtain insurance from the rental car companies to cover damage to the rental car or you can have Hired Car Physical Damage coverage endorsed on to your World Wide policy. This will cover damage to the rented vehicle your employees are driving while on company business. Hired Car Physical Damage coverage is only provided when you secure a specific endorsement.

A staffing firm’s employee driving a vehicle on company business if involved in an automobile accident, the bodily injury done to others, or property of others including other vehicles (not being driven by the staffing firm employees) is automatically covered by the Hired and Non-Owned Auto policy available through World Wide.

Our Hired & Non-Owned Auto Liability policy steps in to protect a staffing firm for legal actions alleging bodily injury and or property damage. For the insured’s contract employees (temporary placements), our occurrence-based policy specifically extends coverage to the insured for damage caused by the contract employee while on assignment (care, custody, and control). See actual policy for complete information.

Highlights:

  • Individual Policy – separate limits
  • No deductible
  • Occurrence form
  • No aggregate limit
  • Primary Non-Contributory
  • Blanket additional insured
  • Hired auto physical damage coverage available

Submission Requirements:

  • World Wide Staffing Industry Insurance Application
  • Details of Client Driving Exposure Where Applicable
  • Client Service Agreements/Contracts
  • Currently Valued – 3 Years’ Carrier Loss Runs
  • Copy of Employee Manual or Employee Handbook

LET'S GET STARTED

SPECIALTIES
Professional Liability
Direct Hire, Executive Search & Recruitment, Retained Search Professional Liability Insurance (E&O)
Staffing General Liability Insurance
Staffing Abusive Acts Liability Insurance
Staffing Employee Benefits Liability Insurance
Staffing Employment Practices Liability Insurance
Staffing Hired & Non-Owned Insurance
Staffing Owned Auto Liability Insurance
Staffing Stop Gap Liability Insurance
Staffing Umbrella Liability Insurance
Staffing Crime Insurance
Staffing Office Package Insurance
Staffing Property & Inland Marine Insurance
Staffing Workers’ Compensation Insurance
Directors & Officers Insurance for Staffing
Staffing Fiduciary Liability Insurance
Staffing Security & Privacy Liability (Cyber) Insurance
Binding authority
STATES SERVED
National
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LET'S GET STARTED

SPECIALTIES
Professional Liability
Direct Hire, Executive Search & Recruitment, Retained Search Professional Liability Insurance (E&O)
Staffing General Liability Insurance
Staffing Abusive Acts Liability Insurance
Staffing Employee Benefits Liability Insurance
Staffing Employment Practices Liability Insurance
Staffing Hired & Non-Owned Insurance
Staffing Owned Auto Liability Insurance
Staffing Stop Gap Liability Insurance
Staffing Umbrella Liability Insurance
Staffing Crime Insurance
Staffing Office Package Insurance
Staffing Property & Inland Marine Insurance
Staffing Workers’ Compensation Insurance
Directors & Officers Insurance for Staffing
Staffing Fiduciary Liability Insurance
Staffing Security & Privacy Liability (Cyber) Insurance
Connect with World Wide Specialty Programs
 
 
 
 

Recent Updates & News

White Paper: The Rising Tide of BIPA Claims
White Paper: The Rising Tide of BIPA Claims
November 21, 2019
The state’s stringent 2008 Biometric Identifier Privacy Act (BIPA) means that personally, identifiable information is the same no matter what form it takes on. That’s the message derived from a...
Read more
SLIP, TRIP AND FALL ASSESSMENT GUIDE
SLIP, TRIP AND FALL ASSESSMENT GUIDE
November 21, 2019
Developing an action plan is critical for reducing risks for slips, trips, and falls. Not only will you need to make changes to areas with potential for risks, but you will also need to put...
Read more
Top 10 Ways: To help reduce workers’ compensation losses through better employee selection
Top 10 Ways: To help reduce workers’ compensation losses through...
November 21, 2019
Selecting qualified, high-performing employees and placing them successfully with the right client is the main objective of every staffing company. But with all you have to consider—particularly in a...
Read more
Legalization of Marijuana: Considerations for staffing companies
Legalization of Marijuana: Considerations for staffing companies
June 14, 2019
As more and more U.S. states have taken steps to legalize marijuana for recreational and medical uses, businesses across the country have had to be very careful about how they adapt to fit these new...
Read more
Teamwork couple celebrating in inspiring mountains sunset
The Key to Succession Planning in Staffing
September 18, 2018
The Key to Succession Planning in Staffing As posted on September 14, 2018 , by World Wide Specialty Program Insurance Unexpected things can happen, and a company won’t keep the same employees...
Read more

LET'S GET STARTED

SPECIALTIES
Professional Liability
Direct Hire, Executive Search & Recruitment, Retained Search Professional Liability Insurance (E&O)
Staffing General Liability Insurance
Staffing Abusive Acts Liability Insurance
Staffing Employee Benefits Liability Insurance
Staffing Employment Practices Liability Insurance
Staffing Hired & Non-Owned Insurance
Staffing Owned Auto Liability Insurance
Staffing Stop Gap Liability Insurance
Staffing Umbrella Liability Insurance
Staffing Crime Insurance
Staffing Office Package Insurance
Staffing Property & Inland Marine Insurance
Staffing Workers’ Compensation Insurance
Directors & Officers Insurance for Staffing
Staffing Fiduciary Liability Insurance
Staffing Security & Privacy Liability (Cyber) Insurance
Connect with World Wide Specialty Programs
 
 
 
 
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This site and all of the information herein is the proprietary property of programbusiness. Your consent below acknowledges that you agree to the following terms and conditions of use: 

» No reproduction, duplication or computer linking of this Web site's pages or software shall be made in any way for the purpose of program creation or sales and marketing with out the approval (in writing only) by programbusiness.com with the exception of the pages printed out as the application and proposal process of the quoting programs available in our Storefronts. The systems, information, rating structure and underwriting format shall not be duplicated in any way.

» No alterations may be made to proposals and all laws and regulations of your state's Department of Insurance shall apply to all transactions resulting from your use of this Web site and to any Storefronts participating in the proposal and quoting process.

» The form within the "Trading Floor" program does not constitute an application for insurance, but will act as filter for a response back and level of interest; and, therefore, you agree that all information entered by you therein is true and correct.

» From time to time, programbusiness and it's Storefronts will contact you by telephone and forward information on programs and coverage's via e-mail newsletter. Your agreement indicates your request to receive such information with the above methods is acceptable.

» You agree that this program, also know as a search engine, portal, web site or facilitation site and any substantially similar Internet underwriting program for property and casualty insurance on an international basis derived herein is the sole exclusive property of programbusiness.com.

» This agreement between the person, entity or user using the products of programbusiness and/or any of its subsidiaries supersedes any previously existing agreements regarding the subject matter hereof.

The terms of the agreement cover the product, defined as programbusiness newsletter registrants, Trading Floor Subscriber products or content, as modified or updated, including all subsequent upgrades or additions. 

This product is licensed to the user(s) and not sold.

Product Service License terms

This license permits the user to use the documents contained in the product, site, portal and search engine.

The license grants no right to redistribute, recirculate, or infringe the compilation and presentation of these documents.

The user may not rent, lease, or lend either the product or access to it.

Copyright

The product is protected by copyright laws and international treaty provisions and the user agrees to treat the product as protected copyright material, except as provided for in the licensing agreement.

programbusiness provides different resources in compiling, organizing and presenting the product, and while programbusiness does not assert any copyright interest in the individual documents, it does assert all applicable rights in the product. (The originators of each document may have reserved rights in conjunction with their exploitation.)

Warranty of service

programbusiness compiles the documents in the product from a variety of sources and on occasion may draft or create them with permission of owner. programbusiness makes no warranties as to the contents of the documents. Reference herein to any specific product, process, or service by trade name, trademark, service mark, manufacturer, downloadable literature and information, or otherwise does not constitute or imply endorsement, recommendation or favoring by programbusiness.

The products and all master copies are provided "AS IS."

programbusiness specifically disclaims all other warranties, expressed, or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose of the product provided under this agreement.

In no event will programbusiness be liable for any lost profits, lost savings, or incidental, indirect, special, or consequential damages arising out of the use or inability to use the product, or the breach of this agreement, even if programbusiness has been advised of the possibility of such damages. (Since certain states do not allow the limitation or exclusion of liability for incidental or consequential damages, this limitation or exclusion may not apply.)

This Product is designed to provide accurate and authoritative information in regard to the subject matter covered. It is licensed/purchased/sold with the understanding that programbusiness is not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.

The information in the product has not been customized for your particular business situation, thus creating no special relationship of reliance between the user and programbusiness.

This agreement shall be governed by California law, excluding: (i) that body of law known as "conflicts of law" and (ii) the United Nations Convention on Contracts for the Sale of Goods.

If the terms of this licensing agreement are unacceptable, do not install or use this product; however, the user may return the product or cancel the subscription within three (3) days of purchase for a full refund.

Trading Floor Subscription Use

All above terms and conditions apply to the programbusiness Trading Floor services, which provide information and commentary within programbusiness subscribing members. Under no circumstances shall programbusiness, any of its subsidiaries, or the various commentary notations, be liable for direct, indirect, or incidental damages resulting from your use of that information or commentary. You agree to indemnify the above parties and hold them harmless from any actions, claims, proceedings, or liabilities arising from your use.

Insurance is underwritten by member companies of different insurance carriers, and is subject to underwriting review and approval. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies of each company for complete details of coverage and exclusions. Coverage may not be available in all states. Non-insurance products may be provided through vendors and or independent third parties resources in this site.

Conduct of all users

You agree to use these all our services for lawful purposes only. You may not use, or allow others to use, the Trading Floor to: Place, broadcast or transmit any content that is abusive, vulgar, obscene, hateful, fraudulent, unlawful, threatening, harassing, or defamatory; Placing, broadcasting or transmitting any material that you do not have a right to transmit under law (such as copyright) or under contractual or fiduciary relationships (as in nondisclosure agreements); Place, broadcast, transmit, or link to sexually explicit material; Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; Place, broadcast or transmit statements that are intentionally false or misleading; Place, broadcast or transmit chain letters or pyramid schemes; Place, broadcast or transmit any advertising, promotional materials, or other solicitation; Offer, sell, or buy any security; Intentionally violate applicable law, including the regulations of such governmental agencies as the U.S. SEC.

You are responsible for all statements made and acts that occur through the use of your subscription and password. Please don't disclose your password to anybody. If your password has been stolen, you must notify programbusiness the day you have knowledge in writing or by email. programbusiness may at any time, and at its sole discretion, terminate your subscription without prior notice to you for violating the above provisions.

While we can't review all transmissions by subscribers in the community, programbusiness reserves the right to, and may from time to time, monitor any information transmitted or received through our service. programbusiness, at our sole discretion and without further notice to you, may review, remove, or otherwise block any information (including Trading Floor submissions to underwriters) that we deem inappropriate or that violates any of this agreement. You agree to indemnify, defend, and hold harmless programbusiness from and against any claim, liability, cost, damage or loss it may incur (including, without limitation, attorneys fees) as a result of any violation by you of your obligations under this agreement.

Hyperlinks with our site

The programbusiness site includes links to other Internet addresses and application. Such external Internet addresses and application contain information created, published, maintained or otherwise provided by entities, businesses or organizations independent of programbusiness. programbusiness does not endorse, approve, certify or control these external applications, Internet addresses and does not guarantee the accuracy, completeness, efficiency, timeliness or correct sequencing of information located at such addresses. Reference herein to any specific product, process, or service by trade name, trademark, service mark, manufacturer, downloadable literature/information or otherwise does not constitute or imply endorsement, recommendation or favoring by programbusiness.

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Acknowledgement of Usage:

This site and all of the information herein is the proprietary property of programbusiness. Your consent below acknowledges that you agree to the following terms and conditions of use: 

» No reproduction, duplication or computer linking of this Web site's pages or software shall be made in any way for the purpose of program creation or sales and marketing with out the approval (in writing only) by programbusiness.com with the exception of the pages printed out as the application and proposal process of the quoting programs available in our Storefronts. The systems, information, rating structure and underwriting format shall not be duplicated in any way.

» No alterations may be made to proposals and all laws and regulations of your state's Department of Insurance shall apply to all transactions resulting from your use of this Web site and to any Storefronts participating in the proposal and quoting process.

» The form within the "Trading Floor" program does not constitute an application for insurance, but will act as filter for a response back and level of interest; and, therefore, you agree that all information entered by you therein is true and correct.

» From time to time, programbusiness and it's Storefronts will contact you by telephone and forward information on programs and coverage's via e-mail newsletter. Your agreement indicates your request to receive such information with the above methods is acceptable.

» You agree that this program, also know as a search engine, portal, web site or facilitation site and any substantially similar Internet underwriting program for property and casualty insurance on an international basis derived herein is the sole exclusive property of programbusiness.com.

» This agreement between the person, entity or user using the products of programbusiness and/or any of its subsidiaries supersedes any previously existing agreements regarding the subject matter hereof.

The terms of the agreement cover the product, defined as programbusiness newsletter registrants, Trading Floor Subscriber products or content, as modified or updated, including all subsequent upgrades or additions. 

This product is licensed to the user(s) and not sold.

Product Service License terms

This license permits the user to use the documents contained in the product, site, portal and search engine.

The license grants no right to redistribute, recirculate, or infringe the compilation and presentation of these documents.

The user may not rent, lease, or lend either the product or access to it.

Copyright

The product is protected by copyright laws and international treaty provisions and the user agrees to treat the product as protected copyright material, except as provided for in the licensing agreement.

programbusiness provides different resources in compiling, organizing and presenting the product, and while programbusiness does not assert any copyright interest in the individual documents, it does assert all applicable rights in the product. (The originators of each document may have reserved rights in conjunction with their exploitation.)

Warranty of service

programbusiness compiles the documents in the product from a variety of sources and on occasion may draft or create them with permission of owner. programbusiness makes no warranties as to the contents of the documents. Reference herein to any specific product, process, or service by trade name, trademark, service mark, manufacturer, downloadable literature and information, or otherwise does not constitute or imply endorsement, recommendation or favoring by programbusiness.

The products and all master copies are provided "AS IS."

programbusiness specifically disclaims all other warranties, expressed, or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose of the product provided under this agreement.

In no event will programbusiness be liable for any lost profits, lost savings, or incidental, indirect, special, or consequential damages arising out of the use or inability to use the product, or the breach of this agreement, even if programbusiness has been advised of the possibility of such damages. (Since certain states do not allow the limitation or exclusion of liability for incidental or consequential damages, this limitation or exclusion may not apply.)

This Product is designed to provide accurate and authoritative information in regard to the subject matter covered. It is licensed/purchased/sold with the understanding that programbusiness is not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.

The information in the product has not been customized for your particular business situation, thus creating no special relationship of reliance between the user and programbusiness.

This agreement shall be governed by California law, excluding: (i) that body of law known as "conflicts of law" and (ii) the United Nations Convention on Contracts for the Sale of Goods.

If the terms of this licensing agreement are unacceptable, do not install or use this product; however, the user may return the product or cancel the subscription within three (3) days of purchase for a full refund.

Trading Floor Subscription Use

All above terms and conditions apply to the programbusiness Trading Floor services, which provide information and commentary within programbusiness subscribing members. Under no circumstances shall programbusiness, any of its subsidiaries, or the various commentary notations, be liable for direct, indirect, or incidental damages resulting from your use of that information or commentary. You agree to indemnify the above parties and hold them harmless from any actions, claims, proceedings, or liabilities arising from your use.

Insurance is underwritten by member companies of different insurance carriers, and is subject to underwriting review and approval. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies of each company for complete details of coverage and exclusions. Coverage may not be available in all states. Non-insurance products may be provided through vendors and or independent third parties resources in this site.

Conduct of all users

You agree to use these all our services for lawful purposes only. You may not use, or allow others to use, the Trading Floor to: Place, broadcast or transmit any content that is abusive, vulgar, obscene, hateful, fraudulent, unlawful, threatening, harassing, or defamatory; Placing, broadcasting or transmitting any material that you do not have a right to transmit under law (such as copyright) or under contractual or fiduciary relationships (as in nondisclosure agreements); Place, broadcast, transmit, or link to sexually explicit material; Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; Place, broadcast or transmit statements that are intentionally false or misleading; Place, broadcast or transmit chain letters or pyramid schemes; Place, broadcast or transmit any advertising, promotional materials, or other solicitation; Offer, sell, or buy any security; Intentionally violate applicable law, including the regulations of such governmental agencies as the U.S. SEC.

You are responsible for all statements made and acts that occur through the use of your subscription and password. Please don't disclose your password to anybody. If your password has been stolen, you must notify programbusiness the day you have knowledge in writing or by email. programbusiness may at any time, and at its sole discretion, terminate your subscription without prior notice to you for violating the above provisions.

While we can't review all transmissions by subscribers in the community, programbusiness reserves the right to, and may from time to time, monitor any information transmitted or received through our service. programbusiness, at our sole discretion and without further notice to you, may review, remove, or otherwise block any information (including Trading Floor submissions to underwriters) that we deem inappropriate or that violates any of this agreement. You agree to indemnify, defend, and hold harmless programbusiness from and against any claim, liability, cost, damage or loss it may incur (including, without limitation, attorneys fees) as a result of any violation by you of your obligations under this agreement.

Hyperlinks with our site

The programbusiness site includes links to other Internet addresses and application. Such external Internet addresses and application contain information created, published, maintained or otherwise provided by entities, businesses or organizations independent of programbusiness. programbusiness does not endorse, approve, certify or control these external applications, Internet addresses and does not guarantee the accuracy, completeness, efficiency, timeliness or correct sequencing of information located at such addresses. Reference herein to any specific product, process, or service by trade name, trademark, service mark, manufacturer, downloadable literature/information or otherwise does not constitute or imply endorsement, recommendation or favoring by programbusiness.

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