RMS Hospitality Group (RMS-HG), is the specialized program division of RMS Insurance Brokerage, LLC. With over twenty (20) years’ experience as a Program Administrator, we are pleased to present our exclusive insurance program for your Hospitality Industry clientele with an A.M. Best Rated “A+” XV Insurance Company. A platform like no other in the Hospitality Insurance Industry, RMS-HG provides a solution to the insurance agent/broker community for hospitality risks with an Insurance Program that offers comprehensive and flexible coverage forms at competitive premiums. At RMS-HG, we are hospitality risk management specialists with a national reach bringing expertise in underwriting higher-risk business to a wide range of entities:
- Adult Nightclubs
- Live Music Venues
- Bars & Taverns
- Comedy Clubs
- Dueling Piano Bars
Additional Agent/Broker Benefits:
- Dedicated underwriting team that has decades of experience underwriting nationwide nightclubs, music venues, adult nightclubs, sports bars, comedy clubs, etc.
- No channel conflicts with insurance company branch offices or agent/brokers/wholesalers presenting the same market to your clients. Access is exclusive with RMS-HG.
- RMS/HG has a team of “in-house” attorneys with expertise in Liquor Liability (i.e. Dram-shop) and Assault & Battery cases. Our legal team keeps abreast of the constant changes in each state.
- RMS wholly-owned TPA is HG Adjusters. Our dedicated team of adjusters fight frivolous claims for you and your clients, keeping your clients claims reserves in line to reflect a proper loss picture. Our special investigations unit also monitors claims for fraud. www.hgadjusters.com.
- Our sister company SKOPENOW, LLC scours the internet for the claimants “social media footprint” as part of our potential fraud investigation. www.skopenow.com.
COVERAGE HIGHLIGHTS INCLUDE:
LIMITS OF INSURANCE
- GENERAL AGGREGATE LIMIT
- PRODUCTS-COMPLETED OPERATIONS AGGREGATE
- PERSONAL & ADVERTISING INJURY
- EACH OCCURRENCE LIMIT
- LIQUOR LIABILITY LIMIT
- FIRE DAMAGE LIMIT (ANY ONE FIRE)
- MEDICAL EXPENSE LIMIT
- ASSAULT & BATTERY AVAILABLE UP TO
- EXCESS LIMITS AVAILABLE UP TO
- HIRED/NON OWNED AUTO LIABILITY LIMIT
All States except:
Alaska, Vermont, W. Virginia