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Instec delivers standalone, easy-to-integrate rating and policy administration solutions to P&C Commercial Lines Carriers, Reinsurers, MGAs, MGUs, and the solution providers that serve them.

Configurable, included, and always up-to-date (maintained by Instec) bureau-based advisory rating content gives Instec clients the competitive advantage of ultimate speed-to-market, as they spin up new programs and refresh existing products to keep them relevant. Advanced BI & Analytics capabilities provides the actionable insight needed to spot and tackle opportunities faster than the competition.

For more than 30 years, Instec has been staunchly committed to arming insurers, general agents, and underwriters with the speed and agility they need to get and remain competitive, in any marketplace. We do this by offering a no legacy proposition – the end to software version and compatibility issues – on the most technologically advanced platform available.

Rating in the Cloud

Cirrus SM delivers configurable, cloud-based rating that's ready to generate quotes on Day 1. Cirrus provides insurers with maintained advisory rating content in a standalone rating service, giving companies the power to quote new business immediately, irrespective of the PAS they choose.

Policy Administration

Quicksolver™ enables insurers, reinsurers, MGAs, and MGUs to create and launch new products and programs faster and keep existing ones refreshed and competitive with less effort than ever before. Capitalizing on bureau-based rating content, and extending the ability to house and manage company-specific rates, rules, and forms means that new product creation never has to start from scratch.

What Sets Instec Apart

  • All states | All lines
  • Available in the Microsoft Azure Cloud, in the Sungard Cloud, or on premise
  • 100% implementation success rate
  • We deliver a complete, working solution, on Day 1
  • Our products and services include maintained ISO, NCCI, and state-based Workers’ Comp advisory rates, loss costs, rules, and forms, out-of-the-box, for 50 states, all lines
  • Advisory bureau content updates are delivered to clients an average of 90-120 days ahead of the effective date, so you can evaluate the impact of the change on your books and quote accordingly
  • We provide always-up-to-date and historically accurate bureau content, so your team can focus on their areas of expertise
  • We support admitted and non-admitted business, across commercial and specialty lines
  • We provide self-service access to configure your own products, coverages, forms, and more to ensure you’re as competitive as you can be, in any market
  • Our commitment to helping you become easier to do business with, for your channel and your end clients