Customized, comprehensive coverage through top AM Best rated carriers, open to large and small agencies with simple or complex exposures.
Admitted in Florida Available limits up to $10,000,000
Optional Cyber Liability Coverage for as less than $1.25 per day
- Duty to Defend Contract
- Administrative Proceedings Coverage
- Subpoena Inquiry Coverage
- Certain Insured Costs
- Defense Outside the Limit of Liability
- No Mold or Pollution Exclusions
- Coverage for Independent Contractors
- A Limited Insurer Insolvency Exclusion: Applies
- Only if the carrier has substandard ratings at the time or placement (less than B+ by A.M. Best)
- Punitive Damages
- Multi-Year Extended Reporting Period Options
- Automatic Sixty-Day Post Reporting Period Options
- Personal Injury Coverage
- Privacy Liability: Provides coverage for Crisis Management, Notification costs and Disciplinary or Regulatory Proceedings -in addition to the limits of liability and not subject to the deductible.
- Provides insolvency coverage guaranteed by a governmental body or bodies; or a county mutual reinsured by carriers rated no less than B+.
- Choice of Defense Counsel
- First Dollar Defense
- Unlimited Defense outside the limit of liability option
- Extended Reporting Period Additional Years (up to sixty months.)