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Charity First Insurance Services, Inc.
5
Average: 5 (1 vote)
(855) 466-6813
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About Charity First Insurance Services, Inc.

Specializing in serving nonprofit organizations since we opened in 1985, Charity First Insurance Services, Inc. (Charity First), is a full-service program administrator and managing general underwriter offering comprehensive products for various religious institutions and nonprofit organizations.

Our products are offered nationwide with well-known, reliable insurance carriers. Currently, in most states, our products are available on an admitted basis. For more efficient results and better service, Charity First provides you a complete product offering with the convenience of insurance coverage within one resource.

Programs & Coverages

Charity First offers various programs, products, and coverage levels for nonprofit agencies.

  • Package Products – Nonprofit Organizations Insurance
  • Charity First's Nonprofit Package product provides insurance coverage and services for nonprofit organizations.
  • Religious Program - Charity First serves the religious sector by providing a robust package policy tailored exclusively religious institutions. Our religious program targets churches, Jewish synagogues, and Buddhist temples.
  • Target Classes – Nonprofit Package Insurance
  • Art galleries, group homes, and YMCA’s are just a few of the types of nonprofit organizations served by this specialty product.
  • BOP Product – Nonprofit Organizations Insurance

An alternative to the comprehensive package, Charity First provides an all-in-one Business Owners Policy (BOP) for risks that are deemed less complicated.

  • Monoline Cyber - For-profit or Nonprofit Insurance
  • Covering security or data breaches that involve the unauthorized or illegal access, viewing, or retrieval of data.
  • Nonprofits and Social Service Agencies – Specialty insurance solutions for community-centered agencies such as the Boys & Girls Clubs, vocational schools, and community action agencies.

Charity First Insurance Services, Inc. is insuring nonprofits, providing stability, and long-term commitments for you and your insureds, now and into the future.

 

Our insurance Programs/Products

Package Product - Nonprofit Organizations Insurance

Religious Program

Target Classes - Nonprofit Package Insurance

Monoline Cyber For-profit or Nonprofit

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SPECIALTIES
Package Product - Nonprofit Organizations Insurance
Religious Program
Target Classes - Nonprofit Package Insurance
Monoline Cyber For-profit or Nonprofit
BOP Product - Nonprofit Organizations Insurance
Nonprofits and Social Service Agencies
Daycare Centers
Westchester International Advantage
Nonprofit Management Liability
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Daycare Centers

Insurance for Daycare Centers

We've recently had great success in writing daycare centers because we have: 

  • Improved product & increased capacity
  • Expanded authority
  • Superior service
  • Competitive pricing

What we offer

  • Property General Liability
    • $1M Occ / $3M Agg
    • Sexual Abuse $1M / $2M up to $5M under the Umbrella 
    • Social Service Professional $1M / $3M up to $10M under the Umbrella
  • Crime
  • Inland Marine
  • Equipment Breakdown
  • Automobile
  • Umbrella - Up to $10M
  • Workers Compensation

What Differentiates Us from Competitor Products?

  • $1,000,000 - Damage to property rented to you (fire damage legal)
  • $300,000 - Business income & extra expense
  • $100,000 - Sewer & drain backup
  • $50,000 - Employee Theft
  • $100,000 - Transit
  • Ordinance or Law
  • Coverage A - Building limit
  • Coverage B&C - $500K
  • Automatic additional insured status on the GL
  • Most special events are automatically included in GL premium

 

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SPECIALTIES
Package Product - Nonprofit Organizations Insurance
Religious Program
Target Classes - Nonprofit Package Insurance
Monoline Cyber For-profit or Nonprofit
BOP Product - Nonprofit Organizations Insurance
Nonprofits and Social Service Agencies
Daycare Centers
Westchester International Advantage
Nonprofit Management Liability
STATES SERVED
National
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SPECIALTIES
Package Product - Nonprofit Organizations Insurance
Religious Program
Target Classes - Nonprofit Package Insurance
Monoline Cyber For-profit or Nonprofit
BOP Product - Nonprofit Organizations Insurance
Nonprofits and Social Service Agencies
Daycare Centers
Westchester International Advantage
Nonprofit Management Liability
Connect with Charity First Insurance Services, Inc.

LET'S GET STARTED

SPECIALTIES
Package Product - Nonprofit Organizations Insurance
Religious Program
Target Classes - Nonprofit Package Insurance
Monoline Cyber For-profit or Nonprofit
BOP Product - Nonprofit Organizations Insurance
Nonprofits and Social Service Agencies
Daycare Centers
Westchester International Advantage
Nonprofit Management Liability
Connect with Charity First Insurance Services, Inc.
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programbusiness specifically disclaims all other warranties, expressed, or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose of the product provided under this agreement.

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This Product is designed to provide accurate and authoritative information in regard to the subject matter covered. It is licensed/purchased/sold with the understanding that programbusiness is not engaged in rendering legal, accounting, or other professional service. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.

The information in the product has not been customized for your particular business situation, thus creating no special relationship of reliance between the user and programbusiness.

This agreement shall be governed by California law, excluding: (i) that body of law known as "conflicts of law" and (ii) the United Nations Convention on Contracts for the Sale of Goods.

If the terms of this licensing agreement are unacceptable, do not install or use this product; however, the user may return the product or cancel the subscription within three (3) days of purchase for a full refund.

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Insurance is underwritten by member companies of different insurance carriers, and is subject to underwriting review and approval. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies of each company for complete details of coverage and exclusions. Coverage may not be available in all states. Non-insurance products may be provided through vendors and or independent third parties resources in this site.

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You are responsible for all statements made and acts that occur through the use of your subscription and password. Please don't disclose your password to anybody. If your password has been stolen, you must notify programbusiness the day you have knowledge in writing or by email. programbusiness may at any time, and at its sole discretion, terminate your subscription without prior notice to you for violating the above provisions.

While we can't review all transmissions by subscribers in the community, programbusiness reserves the right to, and may from time to time, monitor any information transmitted or received through our service. programbusiness, at our sole discretion and without further notice to you, may review, remove, or otherwise block any information (including Trading Floor submissions to underwriters) that we deem inappropriate or that violates any of this agreement. You agree to indemnify, defend, and hold harmless programbusiness from and against any claim, liability, cost, damage or loss it may incur (including, without limitation, attorneys fees) as a result of any violation by you of your obligations under this agreement.

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Laguna Hills, CA 92653

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