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NCIP Natural Catastrophe Insurance Program (NCIP)

The NCIP is a web-based Property Insurance facility from Poulton Associates, Inc. and is available to licensed insurance professionals at Poulton Associates owns and manages both and the NCIP facility and has been creating innovative insurance products since 1989. The NCIP is the largest and most established private primary flood insurance program in the United States and is accepted by virtually all lending institutions nationwide.

The platform helps Property and Casualty agents place coverage for disaster risks including Flood, Earthquake, and Landslide. Traditionally, these risks fall beyond the range of coverage for homeowners and commercial property insurance policies. Poulton Associates created the NCIP to help fill this void with a particular emphasis on providing consumers with a more attractive primary flood insurance option as compared to the much-maligned National Flood Insurance Program (NFIP) administered by FEMA. Thousands of insurance professionals consider the NCIP product to be the gold standard of private primary flood insurance and routinely recommend replacing NFIP flood insurance with NCIP flood insurance.

Using the website, quoting and issuing policies is fast and easy. Producers can do everything necessary to issue and manage coverage online, including; signing up as a recognized producer, obtaining a price indication, submitting an application, paying for the policy and issuing the policy document as an electronic file as well as effecting policy changes on existing business.

The use of only financially proven carriers such as certain underwriters at Lloyd's which has offered coverage for Flood, Earthquake, and Landslide hazards since 1985 and has an AM Best's consolidated rating of “A” (Excellent) is an important feature of the NFIP. And, because all processing is done online through users avoid reentry of data. Some facilities promise to be 100% online, yet most transactions are still carried on through offline back office processes. This quasi-on-line off-line procedure increases data duplication, misuse of the users' time and raises the danger of errors. Because is a truly holistic on-line platform producers reduce their E&O risk. and the NCIP combine to reduce the time producers spend writing catastrophic perils, therefore, increasing income per policy. Access for your organization is just a click away; click here to sign up.

Not all coverages are available in all states, visit for details."


Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming