APEX Financial Services, Inc. dba APEX Insurance Consultants, Apex Comp. Specialists (TX), and Apex Business Insurance Services (CA) is a 12-year-old family owned and operated agency which specializes in Workers' Compensation and related commercial products. Our mission is to partner with other licensed agents---by serving as an outsource to them---when they need to go outside their own agency to meet the needs of their clients. We have a particular emphasis in networking with captive agents as well as independent agents----and will support you at whatever level you need. We work with most agents on a "wholesale" basis---but will also work directly with your client---if you prefer we do so.