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Distinguished Programs

Distinguished Programs

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Simply put, we're program developers, managers, and distributors. We create property/casualty insurance programs that produce buying power for their participants - leverage that gets them better coverage and lower rates as group members than they could ever get individually. We distribute all of our programs through a nationwide network of retail insurance brokers.

Our customers are insurance agents/brokers. They are the channel we rely on for the distribution of our products. We provide the information, service and tools they need to excel in the delivery of risk management solutions to their customers. Our agents and brokers typically serve a wide range of clients - from global, national and middle market organizations to small businesses and individuals. The customer segment we focus on are real estate accounts who pay $10,000 to $100,000 a year for property/casualty insurance.

Mission Statement
The mission of The Distinguished Programs Group is to build a sustainable, competitive advantage through the efficient delivery of quality insurance and financial products to small businesses by leveraging our intellectual, financial, service and technological resources.

How We Work
We begin by partnering with agents/brokers to see if they write enough of any one kind of business to create a program. If they do, we work together to create the program. If they already have programs in place, we see if there's a way to make them more profitable for the agent/broker and the policyholders. Then we wholesale those programs through our nationwide network of agents/brokers.

We work hard to build close relationships with our agents/brokers. That means knowing, understanding and responding to their needs. Whether it's something as critical as a highly competitive compensation structure or as simple as delivering a pizza, when we write a new piece of business together, we are constantly searching for ways to show our customers how much we appreciate their business.

Our goal is to create as good a service experience for our agents/brokers as is humanly possible. In insurance, that comes down to finding and motivating quality people. We go to great lengths to recruit and retain people who are smart, caring, and have strong interpersonal skills and a great sense of humor.

Programs & Coverages

Affordable Housing: Property and liability insurance designed for multi-family government subsidized housing.

Builders Risk: Designed for property owners, contractors and others responsible for insuring commercial and residential properties during ground up construction. It features DPExpress processing which lets you qualify, quote and issue with only two short screens of data entry.

City Homes Insurance Program: A package product for small urban multi-family buildings, the City Homes (CHIP) program is a package product designed for small urban multi-family buildings in designated cities across the country. Urban areas and older joisted masonry buildings are this program's "sweet spot."

Common Area Package Program: Property and primary liability for community association clubhouses & common areas

Community Association Umbrella: Excess directors & officers liability for community associations with limits from $1 million to $200 million. This umbrella program provides excess coverage over our Community Association Directors & Officers liability policy. High liability limits are available at extremely competitive prices.

Condo Combo: A combination of our popular Community Association D&O, Crime, and Umbrella. This program is designed to provide "one stop shopping" for D&O, crime and umbrella coverages for not-for-profit community associations.

Crime: Employee dishonesty and more for community associations. This program is designed to protect community associations against employee dishonesty for things such as fraud, forgery and theft.

Directors & Officers: Critical coverage for community association board members. This program is designed to protect not-for profit community association board members from lawsuits that result from actions or decisions made while they are serving. This is one of the most crucial policies a community association needs.

Museum Umbrella: This umbrella's unique design gives museums the opportunity to significantly increase directors and officers and general liability protection without increasing costs. The program offers umbrella protection for a broad range of non-profit museums.

NY Brick & Brownstone: Customized package protection for small owner or tenant occupied NY masonry buildings. The program is a customizable package product designed for owner or tenant occupied properties in Manhattan, Brooklyn & Queens.

Property Owners Program: Mid-size or small, habitational or commercial - a wide range of properties fit our box. The program offers broad property and liability protection for a wide range of commercial and habitational real estate risks, including high and low rise buildings, non-garden-style apartment and condominium buildings, office buildings and strip malls of all types of construction except frame.

Real Estate Umbrella: Valuable protection with limits from $1 million - $200 million. The program offers high liability limits at extremely competitive prices for a broad range of real estate risks.

Remodelers Risk: Coverage for buildings and improvements during remodeling. The program is for clients who want to cover both the existing structure and the improvements to a residential or commercial property during a renovation.

Senior Housing: Protection for independent living facilities. This program provides specialized property and liability coverage for independent senior living facilities such as condos, co-operatives and rentals - including those that provide services such as community dining, laundry and housekeeping.

Student Housing: Property and liability coverage for privately owned student housing. This program is designed for multi-unit housing with quality life safety and quality management.

Vacant Buildings: The program includes a property and general liability component and is geared for builders with homes in inventory that are intended for sale, or individual owners or investors with less than 10 investment properties. We focus on single and multi-family structures and commercial structures, including retail and office buildings.

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming