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Wright Specialty Insurance

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Program Details -

Wright Specialty’s Franchise Table-Service Restaurant Insurance Program


Coverages and services tailored to meet the needs of franchise table-service restaurants.

Eligible Classes of Business:

  • Franchise table-service restaurants (liquor receipts less than 35%, limited catering, limited 24-hour operation).

Ineligible insureds and operations not covered include: non-franchise and fast-food restaurants, entertainment/dance floor venues, and tableside cooking.

Specific Lines/Coverages:

  • Property
  • General Liability
  • Business Income (Actual Loss Sustained option is available)
  • Crime
  • Equipment Breakdown
  • Food Spoilage
  • Liquor Liability
  • Commercial Auto
  • Employment Practices Liability
  • Commercial Umbrella ($5M capacity in the program) Additional limits available.
  • Enhanced Property Form
  • Restaurant Enhancement Endorsement
  • Workers Compensation
  • Cyber

Premium requirements:  None

Locations served: Nationwide - All 50 states


Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming