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Program Details -

Product Liability


 

Products Liability insurance solutions that meet the needs of Manufacturers and Distributors of Children's Products. An XIV rated carrier.

Product Description:

  • 2013 ISO CGL - General Liability / Products Liability
  • Occurrence or Claims-Made coverage
  • Limits: $1M / $2M / $2M - $2M / $4M / $4M - alternative limits considered
  • Deductibles or SIRs considered
  • Minimum attachment $25,000
  • Minimum premium: $100,000
  • Alternative structures considered (i.e., fronted policies)
  • Emphasis on accounts with claims severity, not frequency
  • Umbrella / Excess Liability can be considered 
Competitive Advantages:
  • Experienced team of account executives
  • Creative solutions customized to your individual risk's coverage needs
  • Manufacturers' Suite of Endorsements including:
    • Limited Professional Liability - Bodily Injury & Property Damage
    • Crisis 360 Amendatory Endorsement (with Recall Reimbursement Expense)
  • Third Party Product Recall Costs Endorsement (for manufacturers of component parts for children's products) including costs of disposal and re-distribution
  • Flexibility when there is a TPA involved or the insured handles their own claims
  • Transition Protection coverage may be available for accounts with a discontinued products exposure 

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming