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AmWINS Program Underwriters

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Program Details -



ResortGuard, one of AmWINS Program Underwriters specialized insurance programs,Recognizing the unique insurance needs of the hospitality industry is designed for resort businesses engaged in the operation of independently owned destination resorts, resort hotels, destination spa hotels, boutique hotels, large scale recreational planned communities, timeshare/interval ownership operations, upscale sportsmen's lodges, and guest ranches.

Available Coverage

ResortGuard offers coverage for properties with:

  • Hospitality and Leisure Enhancements
  • Historic Hotels Building Valuation
  • Flood and Earthquake
  • Golf Course Coverage

And also includes:

  • Crime
  • Equipment Breakdown automatically included
  • Automobile (except MA & HI), can only be written in conjunction with the Package policy
  • Workers Compensation

General Liability:


  • Armed or unarmed security can be covered
  • Incidental Medical Malpractice
  • Food borne illness coverage available
  • Herbicide and Pesticide application coverage available
  • Employee Benefits Liability
  • Liquor Liability
  • Inland Marine insurance in ResortGuard includes:
    • Computer Equipment
    • Fine Arts
    • Golf course and grounds maintenance equipment
    • Golf carts
  • Umbrella

Eligibility Requirements

The ResortGuard program does not cover the following establishments (if any are incidental to the account, coverage may be considered):

  • Motels
  • Urban Hotels
  • Country Clubs
  • Camps
  • Beachfront Hotels

This is only a brief over of ResortGuard. For additional details on our ResortGuard program and how we can help you identify and address specific risks in the hospitality industry, please fill out the contact form above.

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming