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AmWINS Program Underwriters

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Program Details -



RecycleGuard, one of AmWINS Program Underwriters specialized insurance programs is a comprehensive, flexible insurance program tailored for the recycling industry. The only commercial insurance and risk management program sponsored by the Institute of Scrap Recycling Industries (ISRI), RecycleGuard provides solutions for every aspect of the recycling industry, including metal, plastic, glass, paper, rubber, textile, electronics, or a combination of them all.

Available Coverage

  • General Liability
  • Automobile
  • Crime
  • Property
  • Equipment Breakdown (incl. Production Machinery)
  • Inland Marine
  • Umbrella
  • Limited Pollution Coverage Available
  • Conversion Coverage available (Purchasing product/stock/material for recycling from a seller who does not have legal title or possession)
  • Products Coverage Redefined to clarify coverage for material to be recycled, reconditioned or reclaimed
  • Audits can be based on payroll or tonnage to avoid fluctuations caused by changes in commodity pricing
  • Combined Environmental/General Liability Policy available
  • Professional Liability for Document Destruction (
  • Coverage for stock available with manufacturer's selling price valuation clause
  • Workers' Compensation


  • Captive Insurance Program
  • Traditional Guaranteed Cost Insurance
  • Individually Designed Large Deductible or Self Insured Retention Program

Eligibility Requirements:

The RecycleGuard program is designed for businesses with primary operations in recycling:

  • Electronics
  • Glass
  • Paper
  • Plastic
  • Rubber
  • Scrap Metal
  • Textiles

To participate in the program, an insured must be eligible for one of the General Liability class codes below:

  • 47146 Recycling Collection Centers Other Than Not For Profit
  • 56900 Metals Extraction or Refining
  • 15406 Metal Scrap Dealers
  • 16009 Paper, Rag or Rubber Stock Dealers & Distributors- Secondhand

*This is only a brief over of RecycleGuard. For additional details on our RecycleGuard program and how we can help you identify and address specific risks in the recycling industry, please fill out the contact form above.

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming