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Program Details -

Vacant Structures


US Assure offers a vacant structures product insured by a respected “A” rated carrier for customers with commercial and residential property exposures. Benefits include:

  • Insured by an “A” rated carrier
  • Admitted in most states
  • Streamlined underwriting
  • Rate, quote and issue online
  • Standard 12 month policy term, with short-term policies available
  • Wind coverage available in some coastal areas
  • Property limits up to $5 million; general liability limits up to $1 million
  • Policies can easily be converted if the occupancy of the property changes
  • Pro-rata cancellations offered after three months earned premium
  • Direct bill and premium installment payments available
  • Competitive compensation with no premium commitment required


  • Residential and commercial structures that are completely vacant
  • All protection classes
  • Four or less residential units, individual condominiums and townhome units
  • Mobile homes anchored or on a permanent foundation
  • Commercial buildings with no storage or personal property
  • Good condition, properly secured and checked regularly
  • Structures undergoing repairs, remodeling or renovations at 15 percent or less than the total completed value or purchase price


  • Nationwide except Alaska and Hawaii

Get instant access today US Assure provides responsive, reliable service backed by a knowledgeable team that understands your business. Access US Assure’s entire portfolio of builders risk,environmentalproperty and small commercial insurance programs at Our dedicated team of specialists is also available at (800) 800-3907.

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming