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Program Details -

Commercial Builders Risk


The US Assure Builders Risk Plan insured by Zurich is the nation's number one commercial builders risk insurance program for construction professionals and owners. With flexible coverages and billing options, the Builders Risk Plan covers commercial projects of any size and value nationwide, including new construction, remodeling and installation. Our dedicated team of builders risk experts understand construction, many with an average tenure of more than 10 years in the industry, and they have authority to underwrite a wide array of projects, including educational and healthcare institutions, municipal buildings, agricultural facilities, water treatment plants, multi-story residential or office structures, stadiums and arenas, large scale installations, and much more.

Whether a project is under $10M or more than $50M, our Builders Risk Plan is designed to meet the varying needs of commercial construction clients with any volume of business and standard or complex projects.


Our Builders Risk program covers a broad range of commercial construction insurance needs. The following are just a few of the valuable features offered.

  • Projects of any size and value
  • Direct access to our dedicated team of 50 + specialists via phone or email
  • Quick, reliable turnaround (1 - 3 days), including rush and quote indications
  • Higher commissions: 20%, excluding high-value frame projects
  • Ability to accommodate fee-based agencies with large accounts; pricing flexibility for fee-based brokers
  • Flexible policy terms, including extensions when required
  • Policy types include single/one shot, reporting form or blanket deposit premium
  • Premium payment installment options available on most policies
  • Coverage options include earth movement, flood, ordinance and law, soft costs, business income and extra expense, and testing of building systems
  • Ability to write in all protection classes
  • Ability to increase additional coverage limits
  • Pro-rata cancellations
  • No co-insurance
  • Insured by Zurich
  • Risk engineering services available through Zurich
  • Fast, easy access with no premium commitment

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming