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RMS Hospitality Group



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Program Details -

Restaurants


 

Restaurants

Dine with RMS Hospitality Group!

If you're representing dining establishments, RMS HG has the recipe for your insurance needs. We have the solution for the family-style restaurant in the local strip center, to the exciting performance during hibachi dining, to the fine dining establishment on the boulevard. No matter the percentage of your clients sales are liquor receipts, we accept them. If your client has DJ's, late night dancing, or live bands… No Problem! We insure them! No insurance branch office or wholesaler "channel conflicts" as our program is exclusively through RMS Hospitality Group.

COVERAGE HIGHLIGHTS INCLUDE:

  • “A” Rated Carriers
  • Can Quote 100% Liquor Sales
  • 0 Deductible
  • Excess Available
  • Includes General Liability, Assault & Battery, Liquor Liability

LIMITS OF INSURANCE

  • GENERAL AGGREGATE LIMIT

$2,000,000

  • PRODUCTS-COMPLETED OPERATIONS AGGREGATE

$2,000,000

  • PERSONAL & ADVERTISING INJURY

$1,000,000

  • EACH OCCURRENCE LIMIT

$1,000,000

  • LIQUOR LIABILITY LIMIT

$1,000,000

  • FIRE DAMAGE LIMIT (ANY ONE FIRE)

$100,000

  • MEDICAL EXPENSE LIMIT

EXCLUDED

  • ASSAULT & BATTERY AVAILABLE UP TO

$1,000,000

  • EXCESS LIMITS AVAILABLE UP TO

$5,000,000

  • HIRED/NON OWNED AUTO LIABILITY LIMIT

$1,000,000

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Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Virgin Islands, Vermont, Washington, Wisconsin, West Virginia, Wyoming