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QBE North America

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Program Details -

Non-CAT Property


Urban Housing Coverage for City Employees

Co-ops located within the five boroughs of New York. The Urban Homesteading Assistance Board program provides affordable housing for people with qualifying income primarily consisting of fireman, police officers, teachers, and city workers.

Products and services:

  • Property
  • General Liability
  • Crime
  • Auto (HNO)



Livestock mortality and optional accident, injury, sickness and disease coverages.

Products and services:

  • Inland Marine: Livestock mortality
  • Target risks - equine under $250K
  • Nationwide


Community Associations and Residences

Community associations, residential and office condominiums, cooperative apartments and homeowners associations. 33 states with two to three agencies in each state that specialize in community association business.

Products and services:

  • Property and Liability coverage
  • Employee Dishonesty (fidelity) coverage
  • Directors and Officers liability coverage
  • Equipment and Machinery coverage
  • Building Ordinance coverage (incl. in Package)
  • Employee Benefits Liability coverage (incl. in Package)


Commercial and Residential Builder's Risk

This program is focused on writing commercial and residential builder's risk and Renovation projects countrywide.  The majority of exposures are low to moderately complex risks including apartments, condominiums, single and multi-family homes, educational, institutional, office, health care, recreational and mercantile projects. The program also offers Commercial Installation coverage. 


  • Apartments/condominiums/townhomes
  • Commercial renovations      
  • Office buildings                   
  • Institutional (schools, hospitals, etc.)
  • Mercantile/retail


  • Single Family Dwellings and Multi-Family Structures up to four units per building, and contractors completed property (Model Homes).

Products and services:

  • Primary, Excess and Quota Share capability including Following Excess
  • States: All


Small Commercial Business

This program targets small commercial business providing fire, GL, and Inland Marine for contractors. Package products are offered for commercial use, building owners leasing premises to others, habitational, services and self-storage companies, fire dwelling businesses and low limits personal lines liability policies for renters.

Products and services:

  • Fire and Allied Lines
  • Commercial Multi-Peril
  • Inland Marine
  • Rental Dwellings
  • Surplus Lines

Target accounts:

  • Self Storage
  • Lessor's Risk
  • All States - key states Include Arizona, California, Nevada, Oregon, Washington


Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming