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Program Details -

Property Program


 

PROPERTY PROGRAM GUIDELINES

Windstorm:

  • NPM can provide property coverage (including full windstorm coverage) in most counties in states other than in tier one coastal counties.  In these locations, we can almost always provide a property quote excluding wind.  (Our Brokerage Division may be able to provide you with a companion monoline wind quote).

  • Georgia - Subject to risk appetite, eligibility and TIV restrictions, we can often quote property in coastal Georgia including wind with a percentage windstorm deductible.  Depending upon the number of miles the risk is from the coast, we may not even have a wind deductible.

  • Florida In our Program Division (on a binding authority basis), we generally cannot quote any property in Florida exceptexcluding wind.  (Check with our Brokerage Division as they can write Florida property including wind in many circumstances).

  • Rest of Country - Subject to risk appetite, eligibility and TIV restrictions, we can generally quote property including wind anywhere else in the country within our Program Division (binding authority).  In coastal counties, a percentage windstorm deductible may apply.