NPM can provide property coverage (including full windstorm coverage) in most counties in states other than in tier one coastal counties. In these locations, we can almost always provide a property quote excluding wind. (Our Brokerage Division may be able to provide you with a companion monoline wind quote).
Georgia - Subject to risk appetite, eligibility and TIV restrictions, we can often quote property in coastal Georgia including wind with a percentage windstorm deductible. Depending upon the number of miles the risk is from the coast, we may not even have a wind deductible.
Florida - In our Program Division (on a binding authority basis), we generally cannot quote any property in Florida exceptexcluding wind. (Check with our Brokerage Division as they can write Florida property including wind in many circumstances).
Rest of Country - Subject to risk appetite, eligibility and TIV restrictions, we can generally quote property including wind anywhere else in the country within our Program Division (binding authority). In coastal counties, a percentage windstorm deductible may apply.
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