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Insurance Programs Of America, Inc.

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Program Details -

CAT Program


Insurance Programs of America is expanding its industries from Hotels & Restaurants. 

Our new CAT program is available in 36 states and can insure risk up to 20 million per location. 

Our new industries include:


  • Hotels
  • Restaurants
  • Senior Living
  • Office Buildings
  • Retail Centers
  • Distributors
  • Contractors
  • Airports
  • Storage Facilities
  • Manufacturing


Underwriting Q&A:

  • No Construction Limitations
  • No Age Limitations
  • Need Acord and Statement of Values
  • Supplemental preferred (can use other carrier supplemental in most cases)
  • Minimum Premium $15,000 on CAT and $10,000 on Non-CAT  

In non-coastal properties we can increase our limit up to 40 million per location.

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming