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Program Details -

Private Primary Flood Program



Flood is the most costly disaster in the United States. At Gridiron, we seek out opportunities in the market. Our Private Flood program is one of the first in the industry. We have a broad appetite and focused approach to flood underwriting. Gridiron is a dedicated program MGU. We provide stable, competitive insurance programs to unique market segments. Contact your underwriter today to learn more.

Key Features

  • $10,000,000 in Capacity
  • Minimum 0.25 miles to tidal water
  • A, X, B, C Zones are eligible
  • Replacement Cost Available
  • "A" Rated Carrier (Not NFIP)
  • Not a market for COBRA business

Program Highlights

  • Up to $10,000,000 in capacity
  • Replacement Cost Available
  • Agreed Amount on Sub-Limits
  • Business Income Available
  • Condo's, Dwellings and Commercial
  • Apartments and HOA's
  • Can consider risks up to -2 foot (From BFE)
  • Non-NFIP Product
  • Coverage is available on a primary basis
  • Various deductibles available
  • Elevation Certificates are encouraged
  • NFIP/FEMA Compliant policy form
  • Not a market for barrier island risks
  • Competitive commissions

Locations Served : California, Connecticut, Florida, Georgia, Massachusetts, North Carolina, Oregon, South Carolina, Virginia, Washington