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E-Cigarette Insurance - a division of Calco Commercial Insurance



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Program Details -

E-Cig Product Liability


 

Vape Insurance Programs

Vape Insurance has been provided by Calco Commercial Insurance since 2008.  CALCO is the nation's largest writer of cover for vape devices, e-cigarettes, and e-juices.  Experience and expertise matters when choosing a broker for your risks.  CALCO has shaped the policy language specifically for the vape industry, providing unpresented insurance coverage.  Despite challenges faced by the vape industry we continue to provide support to the brokers who partner with us.  Further, CALCO lobbies in Washington D.C. on behalf of the vape industry to ensure that vapor products remain accessible to their consumers. 

Quick Appointment Process:

  • Click here to get appointed online in 5-minutes!
  • Sell in all 50-States and Washington D.C.
  • Got questions or need an indication?  Call us at (877) 225-2699

Vape Insurance Coverage:

  • General Liability Insurance
  • Product Liability Insurance
  • Personal/Advertising Insurance
  • Tenant Liability Insurance
  • Medical Payments Insurance
  • Business Property (Includes Theft Coverage)

Policy Benefits:

  • No Health Hazard Exclusion
  • E-liquids: coverage for e-liquids containing nicotine at any strength
  • Devices: coverage for mechanical mods, regulated devices, and disposables
  • Accessories:  includes wicks, wires, batteries, atomizers, and any other component thereof

Policy Limits:

  • $250,000 to $5,000,000 Primary (Program 1)
  • $100,000 to $5,000,000 Primary (Program 2)
  • Excess liability up to $150,000,000

Loss Control Services:

  • Warning labels for e-liquids
  • Warning labels for devices, batteries, and components
  • Warning language for website 

Eligible Risks:

  • Manufacturers
  • Importers
  • Distributors
  • Retailers  

 

Vapor insurance and vape insurance general and product liability is served in the following states: Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming.

LEGAL:  Coverage availability is subject to change without notice and is subject to underwriting approval.  Calco Commercial Insurance Services Inc is licensed in all 50 states and Washington D.C.  CA DOI #0G67945

 

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming