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Program Details -

Wind Program


 

Wind Program

CLASSIFICATIONS: Commercial property classifications including habitational, shopping centers, mercantile, hotel/motel, office buildings and other commercial classes.

TERRITORY: Texas, Louisiana, Mississippi, Alabama, Florida (excl Dade, Manatee, Martin, Glade, Lee, Hendry, Collier, Charlotte,
Hillsborough, Pinellas, Broward, Palm Beach and Sarasota counties), Georgia, South Carolina, North Carolina and Virginia

COVERAGE: Wind/Hail cause of loss coverage form

PROPERTY: Limits up to $5MM per location, maximum value per location $10MM

OTHER INFORMATION:

- All construction classes (some distance to coast restrictions for frame)

- Business income available

- Ordinance or law available

GUIDELINES:

- No EIFS

- No light metal buildings

- Minimum distance from coastal water: 1,500 feet

- Maximum roof age: 15 years old

- Maximum number of stories: 3

- Maximum business income limit: 50% of building limit

- Minimum insurance to value: 90%

Locations Served : Alabama, Florida, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Texas, Virginia