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Atlas General Insurance Services

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Program Details -

Commercial Package Program


Commercial Package Program

  • Rating: 
    • Rated 'A' (Excellent) by A.M. Best
  • States Available: 
    • AL, AR, CT, DC, FL, GA, HI, ID, IL, IN, KS, KY, MD, ME, MI, MO, MS, NC, ND, NE, NH, NJ, NV, OH, OK, SC, SD, TN, TX, VT, WA, WI ( Excluding Wind/Hail in AR, KS, MO, OK, TX; Property excluded in HI)
  • Product Highlights: 
    • Package Minimum Premium: $850
    • New Ventures or No Prior Insurance Eligible
    • Property Highlights
    • Up to $10,000,000 TIV per Location
    • No Maximum Age of Buildings; Updates must be completed within past 25 years
    • Protection Class 1-8 Eligible
    • Equipment Breakdown Coverage Available
    • Spoilage Coverage Available up to $100,000
    • Enhanced Property Endorsement providing coverage for:
    • Valuable Papers
    • Accounts Receivable
    • Personal Property of Others
    • Newly Acquired Location
    • Outdoor Signs
    • Debris Removal
    • Fire Department Service Charge
    • Trees, Shrubs, and Plants
    • Off Premises Power Outage
    • General Liability Highlights
    • Limits up to $2,000,000/$4,000,000/$4,000,000
    • 300+ Eligible Classifications
  • Target Risks:
    • Apartments & Rental Dwellings
    • Bowling Centers
    • Car Washes
    • Civic or Social Clubs
    • Churches
    • Contractors
    • Convenience Stores
    • Distributors
    • Grocery Stores
    • Hotel/Motels
    • Light Manufacturing
    • Lessors Risk Only (LRO)
    • Barber Shops, Beauty and Nail Salons
    • Professional Offices
    • Restaurant & Food Services
    • Retail Stores
    • Vacant Land
  • Other Details:
    • 15% Down Payment, Financing Available

Locations Served : Alabama, Arkansas, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Maryland, Maine, Michigan, Missouri, Mississippi, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, Nevada, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Vermont, Washington, Wisconsin