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Arrowhead General Insurance Agency, Inc.

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Program Details -

Railroad Insurance Program



Introduced in 1997, Arrowhead's railroad insurance program provides comprehensive coverage for contractors, manufacturers, and wholesalers in railroad service and support industries.


Available in 47 states (excludes AK, HI, LA)

Coverage Available

  • General Liability (required), Commercial Auto, Property, Inland Marine, Umbrella, Railroad Protective Liability

Program Highlights

  • Admitted Market, A+ XV
  • Automatic protection for work within 50 feet of the track
  • Commercial Auto coverage – including coverage for Hi Rail units
  • Per-project aggregate available
  • Excellent loss control and claims services
  • Flexible Direct Bill payment options

Target Classes of Business

  • Track construction, maintenance & repair
  • Tie removal and disposal
  • Spur line upgrades
  • Freight forwarding loading/unloading
  • Railcar cleaning, maintenance & repair
  • Railcar and part manufacturing
  • Distributors of railroad related parts, supplies, & equipment.




Toll Free phone:  800.289.4319


ACORD Applications, Supplemental Application (available on website), and currently valued loss runs to


Matt Hetrick – Program Manager




Locations Served : Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming