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All Risks Ltd.

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Program Details -

Garage Program


All Risks has developed an extensive Garage Program that targets a wide variety of classes to meet the needs of your clients.

A.M. Best A- or Better Rated Markets


  • Garage liability up to $5M limit
  • Physical damage up to $5M per lot
  • Dealers errors and omissions coverage
  • Garagekeepers
  • Broad form products
  • Package with property and GL exposures

Target Classes

  • Non franchised used car dealers
  • Valet services
  • Wholesale auto dealers and brokers
  • Motorcycle dealers and repairs
  • RV dealers and repairs
  • Heavy truck dealers and repair
  • Auto repair operations including gas stations with auto repair and convenience store
  • Full service car washes

Submission Requirements

  • Supplemental Application (additional Supplemental Apps may be required)
  • ACORD Application (coverages other than Garage)
  • Employee list with Employee Name, D.O.B, Drivers License #, Title/Position, Individuals furnished a vehicle for personal use, Payroll (Auto Repair Shop Risks or if Work Comp requested)
  • Loss Runs of Current Year and 3 Years Prior Including Expiring Currently valued within 120 days of expiration

Send Submissions to:

Fax: 410.828.8179

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming