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All Risks Ltd.

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Program Details -

Assisted Living Facilities Program


Assisted Living Facilities

New "A" Rated Carrier
We provide a wide array of optional limits without the high minimum premiums that others charge.


Targeted Risks

  • Assisted Living Facilities with 20 or fewer beds
  • Lower and mid-level Alzheimer's patients acceptable
  • Non-ambulatory patients acceptable (no bedridden residents)
  • Larger risk can be considered with the assistance of an All Risks Healthcare Broker

General Liability & Professional Liability includes:

  • All Owned Premises
  • Product-Completed Operations Included
  • Personal and Advertising Injury
  • Medical Payments - $5,000 Limit
  • Property Damage To Others- $100,000 Limit
  • Coverage on a Claims-Made Basis
  • Defense Outside the Limits

Optional Coverage Includes:

  • Physical/Sexual Abuse - up to $200,000 Limits
  • Hired/Non-Owned Auto- up to $100,000 Limits
  • Employee Benefits Liability

Property Includes:

  • Building
  • Business Personal Property
  • Business Income
  • Equipment Breakdown
  • Tenant Improvements
Workers' Compensation
  • Eligible WC class codes 
    • 8824, 8825, 8826, 8829, 9070, 8742, 8810
  • Guaranteed cost and retrospective rating plans available

Minimum Premium

  • As low as $1,000 for lower limits
  • Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming