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Program Details -

Alive Risk


 

RISK CLASSIFICATIONS:• Associations• Teams and Leagues• Camps and Clinics• Action Sports• Outfitters and Guides• Short Term Events

SPORTS, ENTERTAINMENT & EVENT INSURANCE

State-of-the-art productions demand creative insurance solutions. Unique, dynamic, live events demand a fluid, proactive and human approach to underwriting. This is why we’re reintroducing ourselves as Alive Risk. Our underwriters’ extensive experience with the world’s largest festivals, film productions, sports and events gives us the expertise to move quickly with confidence. With full binding authority from Lloyd’s and partnerships with admitted global carriers, we have the strength to get you what you need. Today.

Amusement Park

Risk Classification:

  • Trampoline Facilities
  • Family entertainment Centers
  • Amusement Parks
  • Theme Parks
  • Go-Karts
  • Waterpark Parks

Coverage Include:

  • General Liability
  • Liquor Liability
  • Excess Liability
  • Hired & Non-owned auto
  • Accident Medical / AD&D
  • Inland Marine including both owned and rented equipment

Program Highlights

  • Individual risk underwriters with true industry knowledge
  • Excess liability towers available up to $ 50,000,000
  • Ability to manuscript coverages with specialized industry knowledge.
  • Proven state-of-the art program for the most difficult classes.
  • In-house legal consultation, Loss Control and Risk Management Services
  • Proactive 24/7 Claim services.

K-12 Student Accident:

Base & Catastrophic Medical

Risk Classifications:

  • Public Schools
  • Private Schools
  • Charter Schools
  • Boarding Schools
  • Religious Affiliated Schools

Coverage Include:

  • Interscholastic Sport Plans
  • School Time Plans
  • Athletics Only Plans
  • Overnight Field Trips
  • Before and After School Care
  • Group Travel

Program Highlights:

  • A.M. Best A rated Markets.
  • Base Plan Accident Benefit Limits from $25,000
  • Catastrophic limits up to $ 6M
  • Individual Risk underwriters with true industry Knowledge.

Film & Media Productions

Risk Classifications:

  • Those that are in the primary business of creating DICE type productions:
    • Documentaries
    • Industrials
    • Commercials
    • Educational Programs
  • Production of:
    • Feature Films
    • Television Production
    • Still Motion
    • Claymation
    • Music Videos
    • Other Similar content

Coverage Include:

(Minimum Premium)

  • General Liability - $ 2,250
  • DICE (Inland Marine) - $ 2,500
  • Hired & Non-owned auto - $250
  • Excess Liability ($ 750 - $ 1,000) per layer
  • Workers' Compensation to be rated

 Motorsports Race Teams:

Risk Classifications:

  • Race teams
  • Sponsors
  • Racing Associations
  • Racing Facilities & Events

Coverages Include:

  • General Liability
    • Product Liability
    • World wide liability
    • Drivers & Sponsors as AL
    • Separate policy limits for O&S and race team operations
    • Expanded GL coverages
  • Owners & Sponsors Liability
    • Drivers & Sponsors included as additional insureds
    • Spectator Liability
    • Participant Legal Liability
    • Separate Policy limits for owners & sponsors liability and race team operations
    • World Wide Liability
    • Tuning & testing included
  • Optional Coverages
    • Participant accident coverage
    • Primary liability for tuning & testing
    • Corporate sponsors Liability
  • Additional Coverages
    • Building & Business Personal Property
    • Business Auto
    • Broadened Property Coverage
    • Business Income & extra Expense
    • Crime
    • EDP
    • Workers' Compensation
    • Broadened Auto Coverages

Program Highlights:

  • A.M. Best A+ XV Rated Carrier
  • Workers' Compensation for teams with owned aircraft
  • Expanded coverage territory for teams traveling abroad
  • Excess limits up to $ 25M
  • Off track & Storage
    • Programs custom designed for group associations
    • Low minimum premiums for small race team
    • Agreed amount basis
    • Flood and earthquake coverage included for racing equipment (some restrictions apply)
    • Expediting & rental expense coverage included
    • No coinsurance
    • Business income & extra expense included
Music, Touring & Live Events
RISK CLASSIFICATIONS:
  • Touring Entertainers
  • Music Festivals
  • Event Producers, Promoters & Sponsors
  • Production Vendors
  • Special Events
  • Loan-Out Corporations for all
  • classes of entertainers


PROGRAM HIGHLIGHTS:

  • Can provide both Primary and Excess Liability
  • Excess Liability towers available up to $50,000,000
  • National distributor for Riverport Special Events Program7.16
  • Ability to manuscript coverages with specialized industry knowledge
  • Wholesale, MGA and Program Administration capabilities allowing us to structure programs to fit the needs of any risk with both admitted and non-admitted options

COVERAGES:

  • General Liability
  • Liquor Liability
  • Excess Liability
  • Hired & Non-Owned Auto
  • Accident Medical / AD&D
  • Inland Marine including both Owned and Rented Equipment
  • Contingency, including Event
Special Events:

 RISK CLASSIFICATIONS:

  • Festivals
  • Conventions
  • Concerts
  • Sporting Events
  • Weddings
  • Concessionaires, Exhibitors, and Vendors
  • Events of all sizes

Coverage

  • General Liability
  • Excess Liability
  • Accident & Health
  • Hired & Non-Owned Auto
  • Inland Marine or Rented Equipment

Program Highlights

  • Specialized event underwriters
  • Host Liquor Liability Included
  • 24 Hour Response Time
  • Risk Management Services to prevent losses
Sports & Leisure

RISK CLASSIFICATIONS:

  • Associations
  • Teams and Leagues
  • Camps and Clinics
  • Action Sports
  • Outfitters and Guides
  • Short Term Events

Coverage:

  • General Liability
  • Excess
  • Accident & Health
  • Inland Marine
  • Prize Indemnity

PROGRAM HIGHLIGHTS:

  • 60+ Years In Sports Underwriting
  • Specialized Concussion Coverage
  • Coverage to protect your client
  • from losses
  • Risk Management Services
  • to prevent losses
  • 24 Hour Response Time
Youth & Amateur Sports:

RISK CLASSIFICATIONS:

  • Amateur Youth Sports Programs
  • Sports and Recreational
  • Associations
  • Sports Teams and Leagues
  • Camps and Clinics (day and overnight)
  • Tournaments and Travel Teams
  • Special Events

COVERAGES:

  • Accident Medical (Excess): $25,000 (higher or lower limits available upon request)
  • Accidental Death & Dismemberment: Options include $10,000, $25,000 (or as expiring)
  • Travel to and From events or activity
  • Catastrophic Medical limits: Available upon request
  • General Liability (including Participant Legal Liability): Available upon request

PROGRAM HIGHLIGHTS:

  • Individual risk underwriters with true industry knowledge
  • A.M. Best A Rated Insurance Carriers

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming