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Program Brokerage Corporation

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Program Details -

Residential Real Estate Program


The real estate industry is one of Program Brokerage Corporation's strongest specialties. Our experience in real estate insurance is reflected in Programs that respond to the particular, and sometimes differing, exposures in various geographical regions.

We offer a broad scope of coverage with strong markets, and we've experienced little historical turnover among our carriers.

Coverages Offered:

  • All-Risk Property Insurance
  • Commercial General Liability
  • Lead Paint & Mold Liability
  • Umbrella Liability
  • Directors & Officers Liability (Co-op/ Condo Buildings)
  • Terrorism
  • Environmental Insurance (first and third party) including above and below ground storage tanks


  • NY / NJ / PA; across the United States on a stand-alone, non-program basis

Target Business:

  • Rental Buildings, Co-op/ Condo Buildings
  • Buildings from 1 to 30 stories
  • Single building or multi-location portfolio
  • Habitational with incidental mercantile exposure

Minimum Premium:

  • $5,000

Not Eligible:

  • Buildings less than 80% occupied
  • Buildings in the course of gut-renovation
  • Buildings that are not in compliance with city code
  • Buildings with lead paint claims and/or unabated lead paint violations

Some Important Highlights:

  • Programs offered in New York and New Jersey; coverage available in all other states on a stand-alone, non-program basis
  • Because our carriers grant us binding authority on behalf of Program participants, our producers get fast turnaround
  • We can cover a single building or a multi-location national property portfolio
  • Every entity has its own aggregate CGL limit-coverage not diminished by losses from other Program Insureds
  • Umbrella Liability available for $5 million, $10 million, $15 million, $20 million, $25 million, $50 million, $75 million, and $100 million
  • High property coverage limits, all risk, no co-insurance national property portfolio

About PBC:

Program Brokerage Corporation (PBC),, is the wholesale subsidiary of HUB International Group Northeast Inc. A powerful market resource for brokers and agents, we are also a partner for carriers reaching out to the commercial insurance buyer in innovative, cost-effective ways. We've pioneered an innovative approach to Purchasing Group Insurance buying, which has won popular acclaim.

With experience, resourcefulness, financial backing, strong administration and IT teams, we have enough conviction to participate with our own money on both the claims and expense side. We have a strong focus on underwriting and claims handling and legal expertise. This translates to a win for the producer, a win for the carriers, and a win for the insured. Let us tell you why and how.

For more information contact: 

Gary Shapiro
Phone: 516-496-1346
Fax: 917-934-9571

Jonah Aaron Lipin
Phone: 212-338-2983

Tom Henderson
Phone: 212-338-2946


Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming