ClubCover is a mono-line umbrella liability coverage for golf and country clubs offering a $25 million limit, cost-effective premiums and a fast, easy online system. It is offered on an admitted basis through a risk purchasing group (RPG), utilizing a master policy with each member receiving a certificate of insurance with separate limits of liability for each member.
ClubCover will be distributed by CMAA to its members and administered by Venture Programs through an A.M. Best “A++ (XV)” rated insurance company. Coverage can sit atop a club’s underlying coverage of any insurer with an A.M. Best “A-” VI rating or higher.
“There is an important need for additional insurance coverage throughout the club industry, so we are very pleased to join with an industry leader like CMAA to make this Umbrella Liability policy available exclusively for their members,” said Philip J. Harvey, President of Venture Insurance Programs. “CMAA members have access to umbrella coverage with high limits, very affordable premiums and an easy online ‘Quick Indication’ system.”
ClubCover’s three-step “Quick Indication” process is available at www.cmaa.org/clubcover, giving clubs and their agents and brokers an immediate, non-bindable premium response for $25 million limits. An underwriting referral may be required for certain types of exposures within the club (horseback, skiing, day camps, etc.).
“Finding out what your insurance covers after you make a claim is not sound management,” shares CMAA CEO Jim Singerling, CCM, CCE. “CMAA is pleased to bring this exclusive offering to our members and their club facilities.”
Insurance protection for Herbicide/Pesticide is available up to $10 million without a referral. Directors & Officers (D&O) Liability and Employment Practices Liability Insurance (EPLI) is available up to $10 million.
ClubCover will be available to CMAA members at www.cmaa.org/clubcover.