Understanding that exposures arising from technology, content dissemination and private and network security are now an everyday part of doing business, Torus has developed a one stop shop of offerings for producers and their clients.
The common product architecture enables customized underwriting treatment, consistency of policy language across all industry types and a superior user experience for producers and clients.
Professional liability primary product solutions exist for over 70 classes of risks, including:
• Technology service providers
• Media liability for both traditional and non-traditional publishing
• Production and content dissemination and coverage for privacy violations and network security beaches
• Delivery and failure to deliver professional services coverages
Management liability primary products include:
• Directors & Officers Liability
• Outside Directorship Liability
• Employment Practices Liability
• Fiduciary Liability
For financial institutions, Torus provides a full range of professional liability and private company management liability products for all types of financial institutions including:
• Private equity
• Venture capital and hedge funds
• Private funds (including private real estate funds)
• Investment advisers
• Mutual funds
• Family offices
• Registered broker-dealers
In addition to these new primary products, Torus also offers excess products, including:
• Excess Follow-Form (applicable to all primary professional and management liability products – private and public)
• Excess Side A DIC
• Excess Fidelity Bond
• Excess Crime
For all products and customer types Torus can provide limits of liability of up to $10,000,000 per risk.
A Team of Experts
Over the last twelve months, Torus has put in place a team of professionals that brings strength in technical underwriting of complex management and professional liability risks along with in-depth customer knowledge. The multi-disciplined underwriters are located in regional offices across the country to ensure timely service that facilitates direct underwriter service with insureds.
The Torus underwriting team is led by Mr. Grange together with Michael Philips, Senior Vice President, US Commercial E&O; Kenneth Fekete, Vice President, US Management Liability; David Donovan, Vice President, Middle Market National Segment Manager; Oliver Ade, Regional Vice President; Peter Shelton, Assistant Vice President; Annette Carrion, Assistant Vice President, US Commercial E&O, Chip Eibe, Assistant Vice President; Daniel Reinert, Director of Underwriting, Financial Institutions; and Debbie Hughes, Senior Underwriter.