Coverage options for the eSports program include commercial general liability (CGL), directors' and officers' coverage, property, inland marine, commercial auto, sexual abuse and molestation, crime, excess accident medical (participant accident), workers' compensation and excess liability. CGL limits of $1 million and up to $25 million of excess liability coverage are offered; higher limits may be available. Minimum premium is $3,500.
The program is designed for the unique needs of the promotion and operation of eSports teams during covered activities for US-based team members which can include housing and recreational amenities. US residents are also covered while promoting and participating in eSports-related activities overseas on a temporary basis.
"K&K has over 65 years of experience in the sports, leisure and entertainment insurance business," said Scott Lunsford, senior vice president of K&K's Sports Division.
"Our experience writing traditional sports insurance combined with our understanding of event coverage allows us to offer competitive coverage and exceptional claims service for competitive eSports," Lunsford said.
The program is available in all states; coverage is provided through an insurance carrier rated "A+" by A.M. Best Company. For applications and underwriting guidelines, please call 800.441.3994 or email KK.Sports@KandKInsurance.com.