As of March 21, 2011, only household goods (HHG) carriers and HHG Freight Forwarders need to have evidence of cargo insurance on file with the Federal Motor Safety Administration (FMCSA).
This means that the FMCSA is no longer requiring that the for-hire truckers carry cargo liability insurance, which represents about 30% of the nation's truckers or about 76,000.
The agency said, that “Commercial shippers should be able to protect their own property loss and damage interests in the marketplace without continued FMCSA intervention." Enforcement of the rule, according to the agency, is not necessary because most truckers carry insurance beyond the mandatory limits. FMCSA also said the insurance requirement is outside its primary responsibility of safety.