The Allstate Insurance Company released its eighth annual "Allstate America's Best Drivers Report." The report, based on Allstate claims data, ranks America's 200* largest cities in terms of car collision frequency to identify which cities have the safest drivers.
This year's top honor of "America's Safest Driving City" is Sioux Falls, South Dakota, the fifth time in the history of the report that the city has held the top spot. According to the report, the average driver in Sioux Falls will experience an auto collision every 13.8 years, which is 27.6 percent less likely than the national average of 10 years.
"Allstate's Best Driver's Report was created to boost the country's discussion on safe driving. Each year we hope the report will increase awareness about the importance of being tolerant and attentive behind the wheel," said Mike Roche, senior vice president of claims, Allstate. "We want to recognize the city of Sioux Falls for being the safest driving city in America, and whether you drive in a large city, small city or a rural area, we encourage all Americans to practice safe driving habits and good car safety."
Car crash fatalities are at the lowest level they've been since 1949, but still average more than 32,000 every year, according to the National Highway Traffic Safety Administration.
"It is vital for us to educate American drivers about safe driving behaviors they can demonstrate on the road that will help make our roadways safer," said Roche. "Minimizing distractions, obeying traffic laws, and using your car's safety features like turn signals and headlights, are all ways to be safer, no matter where you drive."
For the past eight years, Allstate actuaries have conducted an in-depth analysis of company claims data to determine the likelihood drivers in America's 200 largest cities will experience a vehicle collision compared to the national average. Internal property damage reported claims were analyzed over a two-year period (from January 2009 to December 2010) to ensure the findings would not be impacted by external influences such as weather or road construction.
A weighted average of the two-year numbers determined the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim. Allstate's auto policies represent about 10 percent of all U.S. auto policies, making this report a realistic snapshot of what's happening on America's roadways.
For the fifth time in the report's eight-year history, Sioux Falls was revealed as the safest driving city.