Janitors & Carpet Cleaners Insurance Program

Description

Our package policy designed especially for Janitorial & Carpet Cleaning protects your insureds in the event of liability claims involving slips and falls and other hazards, automobile damage and liability claims for vehicles used on the job, and losses as result of property damage and equipment breakdown. Coverage is written with an admitted “A XII” rated carrier. The package includes automatic extensions, broadening the coverage on the specific exposures of these businesses.

Claims are handled in-house, facilitating the entire process and settling claims in the most efficient way possible.

Who We Protect

  • Primary Classes
  • Janitorial Operations
  • Carpet Cleaning
  • Commercial Painting Interior & Paper Hanging
  • Commercial Painting Exterior
  • Handyman
  • Floor Installation/Floor Covering Installations (not ceramic tile or stone)
  • Secondary Classes
  • Landscape Maintenance/Lawn Care Services
  • Parking Lot Sweeping

Our Package Policy

  • Property & Inland Marine
  • General Liability
  • Commercial Automobile

Go the Distance with Key Coverage Extensions

  • Voluntary Property Damage
  • Broad Form Additional Insured – Primary Wording
  • Per Project Aggregate
  • Broad Form Property Damage: $150,000 to $1,000,000 available
  • Loss of Customers Keys: $25,000 Limit
  • Newly Acquired Properties: $1,000,000 Building/$500,000
  • Personal Property Limits
  • Employee Dishonesty: $50,000/Client’s Property: $10,000
  • Limits from $100,000 to $1M
  • Hired Car Physical Damage $50,000 Limit

Coverages Offered

Commercial Inland Marine

General Liability

Commercial Auto

Binding Authority

Availability

Applications and Informational PDFs

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