Description

RPS has products and markets for all types of snow removal insurance operations, with the ability to insure the clearing of sidewalks, driveways, parking lots and public streets/ roads.

Eligible Operations:

  • Snow removal with bobcat, snow blower, shovel or like equipment
  • Snow removal using trucks with auto coverage in place

Available Coverages

  • Blanket additional Insured & Blanked AI including completed operations
  • Blanket Primary & Non-contributory
  • Blanket Waiver of Subrogation
  • Umbrella/Excess

Highlights:

  • Minimum Premiums – No Autos Used for Plowing (Residential Single Family Dwelling)
    • NJ /NY: $2,500 MP – up to 10 homes
    • NJ / NY: $3,500 MP – over 10 homes
    • All Other States: $1,500 MP – up to 10 homes
    • All Other States: $2,500 MP – over 10 homes
  • Minimum Premiums – Plowing with Autos (Residential & Commercial)
    • NJ / NY: $5,000 MP – Residential Only (Single Family Dwelling) – no limit on # of homes
    • NJ / NY: $7,500 MP – Residential & Commercial Plowing
    • All Other States: $3,500 MP – Residential Only (Single Family Dwellings) – no limit on # of homes
    • All Other States: $5,000 MP – Residential & Commercial Plowing
  • Annual Policy term

Coverages Offered

Commercial Auto

Commercial Umbrella

Umbrella Liability

Binding Authority

Availability

Applications and Informational PDFs

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