Preferred Restaurant Insurance Program
Broad-based and competitively priced commercial package policy program for family-style and tablecloth restaurants. Program includes a property enhancement endorsement that can be tailored to suit the needs of each individual restaurant. In addition, flood and earthquake/earth movement coverages are available. Unique rating methodology.
Commercial package (or monoline casualty) policy program designed to meet the needs of tablecloth and family style restaurants in New York, New Jersey, Connecticut and Pennsylvania. Fast food restaurants, bars/taverns and caterers (on-site or off-site) are not eligible for consideration. Lines of business include property, equipment breakdown, earthquake/earth movement, flood, commercial general liability, liquor liability, employers non-ownership automobile and hired car liability, employee benefits liability, loss or damage to customer’s automobile (legal liability), and increased damage to premises rented to you limits. Property broadening endorsement that can be customized to suit the needs of individual restaurants. Cooking exposure must be NFPA 96 and UL300 compliant. Seasonal risks will not be considered.