Smoke Shops & Ecigs
Description
Retailers of specialty products are having a harder and harder time finding coverage. Whether they manufacture e-liquids or personal vaporizer devices, or operate a retail shop selling these products, PPIB can create a custom insurance policies for these businesses. Operations that can be covered:
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Who’s Covered: Our program can cover Manufacturers, Importers, Distributors, Retailers, Smoke Shops, Hookah Lounges, Paraphernalia Stores, CBD/Hemp Shops in any state.
Coverages Available:
General Liability—
- Limits up to $2M per Occ. / $3M Agg. Excluding Products / Completed Ops.
- Hired/Non-Owned Auto option
- Employee Benefits Liability
- Stop Gap Employers Liability
Property Coverage—
- Up to 2.5M Total Insured Value (higher limits may be available for certain risks).
- Property in Transit
- Employee dishonesty, money, and securities, accounts receivable and valuable papers
- Equipment Breakdown
- Business Income Coverage for Off Premises / Utility Interruption
Products Liability—
- E-cig/Vape: Limits up to $1M per Occ. / $2M Agg.
- Bodily Injury Sublimit for E-Cig/Vape risks available
- Battery sub limits available, excludes tobacco products
Professional Program Insurance Brokerage
1304 Southpoint Blvd, Suite 101 Petaluma, CA 94954
CA License # 0L09546
Coverages Offered
General Liability
Products Liability
Property Coverage including Theft
Cyber
Excess Liability over General Liability
Availability
Applications and Informational PDFs
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