Orchid specifically designed this product to accommodate the coverage and pricing needs of a wide variety of artisan and trade contractors risks.
- Admitted in most states
- Broad eligibility to include:
o 40 eligible classes of artisan and trade contractors
o New ventures
o Risks with no prior liability coverage or a lapse in coverage
o Up to 50 percent subcontracted work
o Exterior work up to four stories
- Competitive pricing
o Additional rate credits available based on favorable risk characteristics
- Commercial general liability
o Limits available to $1,000,000 occurrence/$2,000,000 aggregate
o No liability deductible
o Blanker additional insured coverage available
o Waiver of subrogation available
o Primary and noncontributory wording available
o Ability to add coverage for tools and contractors equipment.
o Expanded definition of bodily injury to include sickness or disease caused by mental anguish or
o Subcontractors are not required to name our insured as an additional insured or to carry
- Commercial excess general liability or umbrella is available with limits up to $5,000,000
Submitting your risk to Orchid has never been easier. Simply e-mail your commercial submissions (ACORD'S, SOV's, Supplementals, Loss Runs, etc...) to firstname.lastname@example.org.