MGA K2 Specialty Dealer Insurance offers retail agencies and wholesalers the ability to provide Garage and Service Centers with a broad range of coverages on an admitted and non-admitted basis, depending on the insured’s risk profile. With K2 Specialty Dealer Insurance, you get the benefit of industry-specific underwriting expertise and experience, a robust policy administration platform and back-office support for submissions/quotes/binds, and a world-class TPA known for its exceptional claims adjusting and management in addition to several added-value services.

Our Package Policy

• Garage Liability/Garagekeepers
• General Liability
• Commercial Property/Inland Marine
• Commercial Crime & Employee Dishonesty
• Excess/Umbrella Liability
• Fraudulent Impersonation
• Dealers Open Lot
• Auto Dealers E&O Coverages
• Property Enhancement Endorsements

Classes of Business Targeted for Garage & Service Centers

• Automotive Parts and Accessories Stores
• Automotive Body, Paint, and Interior Repair and Maintenance
• Automotive Exhaust System Repair
• Automotive Glass Replacement Shops
• Automotive Transmission Repair
• General Automotive Repair
• Other Automotive Mechanical and Electrical Repair and Maintenance
• All Other Automotive Repair and Maintenance
• Motor Vehicle Towing (as a minority of other businesses)
• Automotive Oil Change and Lubrication Shops
• General Truck Repair

Submission Requirements

• Completed Garage Supplemental Application
• Employee List with Job Titles, Driver’s License Number, Date of Birth (Excel format preferred)
• 4 Years’Currently Valued Loss Runs
• Financial Statement

Non-Admitted Garage Available in (check out our State Map below) and Class Code Look-Up Check with us to see how our non-admitted facility can assist you with your garage risk.

Our Value-Added Features

In addition to our portfolio of coverages, K2 Specialty Dealer Insurance provides the following added-value services:

• Simple Billing Options – Direct and agency bill, installments options (quarterly, 10-pay)
• Instant MVRs for New Hires – Set up your customer to instantly receive MVRs (within guidelines/outside of guidelines) Grading – no more waiting for an underwriter (available in most states)
• Fully Interactive Short Form Library with Integrated E-Sign
• Workers Compensation Offering with Payroll Services if desired
• Instant Cyber Quotes
• EPL Quotes
• Loss Runs Assistance
• World-class Claims Management