Insurance Protection Advisors’ Roofing Contractors Program provides custom-made coverages unique to the hazards of this specialty contractor trade.

Eligible Accounts

Both commercial and residential roofing contractors, including waterproofing and other related classes

Coverages Offered

General Liability

• $1,000,000 per occurrence
• $2,000,000 aggregate
• $2,000,000 products/completed operations aggregate
• $1,000,000 personal & advertising injury
• $300,000 fire damage limit
• $10,000 medical payments

Excess Liability

• Up to $5,000,000 limits available
• Follow Form Excess over controlled primary General Liability and “A-VIII” rated Employers Liability & Commercial Auto policies

Also Available

• Worksite Pollution coverage
• Unmanned Aircraft (Drone) Coverage
• Primary /Non-contributory wording
• Per project aggregate
• Employee Benefits Liability

Submission Requirements

• ACORD Application
• 5 years currently valued loss runs dated within past 90 days and details of any claims $25,000 or more
• Resume of owners for businesses in operation less than 5 years
• Completed Roofing Contractors Supplemental Application

Minimum Premium

• $10,000

Territory

• All states except Alaska, Hawaii, Minnesota, New York, and Cook County, Illinois

Why IPA?

• All in-house authority
• Web-based application system for faster processing & quoting
• Carrier “A” Rated by A.M. Best