Specializing in assisting independent agents place and develop business programs for select industry niches, Caitlin Morgan Insurance Services (Caitlin Morgan) exceed expectations as a wholesale broker, specialty insurance program administrator, and managing general underwriter (MGU).
With the expertise to develop alternative risk programs, Caitlin Morgan offers programs in property/casualty and worker’s compensation. In addition, other services provided include underwriting, risk management, claims management, ongoing program oversight, and excess placement services.
Our seasoned and talented expert staff provides complete knowledge and expertise in each insurance niche we serve. Our top-tier carriers are committed to staying the course, even through the ups and downs of a fluctuating market.
The Caitlin Morgan difference is seen by our in-house underwriting control. When our loan officers and loan processors have the ability to talk directly with our underwriters, good relationships are built and maintained. Due to this professional relationship, our clients benefit.
We maintain marketplace leverage with our multiple A-rated carriers located in various states. Since we have such a strong business base, a quick quote turnaround is often the norm, not the exception. Because our clients often spread across multiple states, we are able to provide them with multi-state quotes.
Caitlin Morgan understands that each business is unique and has individual financial strengths. Therefore, we offer flexible payment terms to fit your particular need. In addition, we provide large deductible programs, self-insurance programs, and captive programs for a variety of clients.
Because Caitlin Morgan is so diversified, we are able to utilize strong risk management in a time where many companies are taking risks at the client’s expense to increase profits. We believe that exceeding expectations, not profit sharing, should be our main focus.
The Caitlin Morgan Difference:
- In-house underwriting control
- Marketplace leverage
- Multiple A-rated carriers
- Quick quote turnaround
- Multi-state quotes
- Flexible payment terms
- Strong risk management
- Large deductible programs
- Self-insurance programs
- Captive programs