There are a number of different types of employees requiring Workers’ Compensation insurance in a retail operation, including management, sales clerks, cashiers, and janitorial staff, depending on the type and size of the business. What’s more, in retail, the workforce is constantly changing, so fostering a culture of safety with ongoing training and supervision is key to mitigating risk and securing an affordable, effective program.
As a premier Workers’ Compensation wholesaler, Associated Insurance Specialty Agency (ASIA), we work with insurance agents and brokers to put into place a financially sound and viable plan. Our underwriting expertise will provide you with an in-depth analysis of the type of program that will work best for your specific client. Along with our carriers, we can also assist in claims management, safety programs, loss prevention, and return-to-work programs – all critical in keeping workers on the job and premiums under control.
We provide markets for many classes of businesses in the retail segment, including but not limited to:
- Clothing Stores
- Convenience Stores
- Grocery Stores
- Gas Stations
- Hardware Stores
- Many More (Auto Parts, Furniture, Jewelry, Wholesale)
In New Jersey, we can proudly offer our Small Business Owners Dividend Program for the classes above with premiums starting at $1500. Coupled with Schedule Credits for the right risk, this program and pricing simply can’t be beaten in New Jersey.
You can also rely on our staff to keep current on changing state regulations so that you and your clients are up to date on any potential coverage and/or pricing implications.