ProgramBusiness Insurance Unplugged Newsletterhttp://www.programbusiness.com/Get a 360° view of the industry with ProgramBusiness.com’s daily and bi-weekly on-line publications.en-uswebmaster@programbusiness.com (Webmaster)webmaster@programbusiness.com (Webmaster)Zurich Appoints Industry Veteran as Chief Underwriting Officer in North AmericaZurich has promoted industry veteran Sabrina Hart to chief underwriting officer for Global Corporate in North America. Hart replaces Paul Horgan who is relocating to Switzerland to become global head of group reinsurance. She will continue to be located in New York.http://www.programbusiness.com/Articles/Zurich-Appoints-Industry-Veteran-as-Chief-Underwriting-Officer-in-North-Americahttp://www.programbusiness.com/Articles/Zurich-Appoints-Industry-Veteran-as-Chief-Underwriting-Officer-in-North-America08 Feb 2012 12:00:00 GMTLack of Regulation, Fraud Brings Florida Auto Market to Tipping PointAs widespread fraud associated with the Florida automobile insurance market racks up costs for insurers, industry experts are wondering if the state is nearing an unsustainable tipping point.http://www.programbusiness.com/Articles/Lack-of-Regulation-Fraud-Brings-Florida-Auto-Market-to-Tipping-Pointhttp://www.programbusiness.com/Articles/Lack-of-Regulation-Fraud-Brings-Florida-Auto-Market-to-Tipping-Point08 Feb 2012 12:00:00 GMTState Farm Insurance to Hire 3,000 EmployeesState Farm Insurance plans to hire 3,000 people across the U.S. and Canada and add 900 agents.http://www.programbusiness.com/Articles/State-Farm-Insurance-to-Hire-3000-Employeeshttp://www.programbusiness.com/Articles/State-Farm-Insurance-to-Hire-3000-Employees08 Feb 2012 12:00:00 GMTBill to Shrink Citizens’ Insurance Heads to SenateBill to Shrink Citizens’ Insurance Heads to Senate Source: CBS Miami The Florida House, in an effort to cut the number of people insured by Citizens Property Insurance, passed a bill Friday that would let some customers be sent to largely unregulated ‘surplus lines’ companies, where critics believe they could see higher rates and higher risk.http://www.programbusiness.com/Articles/Bill-to-Shrink-Citizens’-Insurance-Heads-to Senatehttp://www.programbusiness.com/Articles/Bill-to-Shrink-Citizens’-Insurance-Heads-to Senate08 Feb 2012 12:00:00 GMTWAHOO: Offering Ease of Business While Delivering a Whole Account Solution with Its Infrastructure Contractor ProgramThis week we’re featuring our storefront WAHOO Insurance Programs, a program administrator and wholesale insurance broker based in Haddonfield, New Jersey that specializes in infrastructure contractors. Founded by Scott Kegler in 2011, WAHOO was borne out of the need for retail insurance agents to work with a partner that has the breadth and depth of knowledge in the infrastructure construction industry, access to many markets with a broad risk appetite, and the experience required to custom tailor coverages – all essential in this niche. That partner is WAHOO.http://www.programbusiness.com/Articles/WAHOO-Offering-Ease-of-Business-While-Delivering-a-Whole-Account-Solution-with-Its-Infrastructure-Contractor-Programhttp://www.programbusiness.com/Articles/WAHOO-Offering-Ease-of-Business-While-Delivering-a-Whole-Account-Solution-with-Its-Infrastructure-Contractor-Program08 Feb 2012 12:00:00 GMTRisk Management Protocols Play Critical Role in Abuse & Molestation ExposuresNovember and December of 2011 saw shockwaves run through the country as sexual abuse allegations against former Penn State defensive coach Jerry Sandusky came to the forefront. This was then followed by allegations against long-time Syracuse University (SU) assistant men1s basketball coach Bernie Fine who was accused of molesting a team ball boy for more than a dozen years. These are high-profile cases at prestigious and well-known institutions with allegations made against individuals who are revered in their communities and beyond. How something like this can happen was the question on everyone’s mind. And how it can go on for so long makes the alleged events even morehttp://www.programbusiness.com/Articles/Risk-Management-Protocols-Play-Critical-Role-in-Abuse--Molestation-Exposureshttp://www.programbusiness.com/Articles/Risk-Management-Protocols-Play-Critical-Role-in-Abuse--Molestation-Exposures08 Feb 2012 12:00:00 GMTNationwide Insurance Columbus Marathon, Nationwide Insurance Partner with Nationwide Children’s HospitalNationwide Insurance Columbus Marathon, Nationwide Insurance Partner with Nationwide Children’s Hospitalhttp://www.programbusiness.com/Articles/Nationwide-Insurance-Columbus-Marathon-Nationwide-Insurance-Partner-with-Nationwide-Children’s-Hospitalhttp://www.programbusiness.com/Articles/Nationwide-Insurance-Columbus-Marathon-Nationwide-Insurance-Partner-with-Nationwide-Children’s-Hospital25 Jan 2012 12:00:00 GMTWhat Makes a Good Insurance Commercial?As they sell serious products to people who hope they1ll never need to use them, insurance companies rely heavily on humor. Successful TV pitchmen include a talking gecko, a dancing duck, quarrelsome cavemen, a perky retail salesperson and a malicious guy named Mayhem who causes trouble wherever he goes.http://www.programbusiness.com/Articles/What-Makes-a-Good-Insurance-Commercial?http://www.programbusiness.com/Articles/What-Makes-a-Good-Insurance-Commercial?25 Jan 2012 12:00:00 GMTLiberty Mutual Insurance Legends of Golf Extends Contract with SavannahGolf fans might notice an immediate but subtle change to the annual Champions Tour event in Savannah, and about 15 months from now they’ll see the bigger impact of Wednesday’s announcement.http://www.programbusiness.com/Articles/Liberty-Mutual-Insurance-Legends-of-Golf-Extends-Contract-with-Savannahhttp://www.programbusiness.com/Articles/Liberty-Mutual-Insurance-Legends-of-Golf-Extends-Contract-with-Savannah25 Jan 2012 12:00:00 GMTMarketPlus: Offering Niche Programs to Retailers, With An Emphasis in Responsive, Quality ServiceIn this issue we’re featuring our storefront, MarketPlus Insurance Agency. Owned by Meadowbrook Insurance, MarketPlus was formed at the end of 2008 to provide specialty niche programs on an admitted and non-admitted basis. The company has three locations: Southfield, Michigan; Tampa Bay, Florida; and St. Louis, Missouri, where the specialty broker handles harder-to-place exposures and large contractor operations. MarketPlus does business in many states, and is in the process of getting licensed in most other states.http://www.programbusiness.com/Articles/MarketPlus-Offering-Niche-Programs-to-Retailers-With-An-Emphasis-in-Responsive-Quality-Servicehttp://www.programbusiness.com/Articles/MarketPlus-Offering-Niche-Programs-to-Retailers-With-An-Emphasis-in-Responsive-Quality-Service25 Jan 2012 12:00:00 GMT