ProgramBusiness Daily NewsFlash http://www.programbusiness.com/Get a 360° view of the industry with ProgramBusiness.com’s daily and bi-weekly on-line publications.en-uswebmaster@programbusiness.com (Webmaster)webmaster@programbusiness.com (Webmaster)Progressive's Mobile Document Capture Initiative Enables Quoting from a SmartphoneProgressive earlier this month introduced new capabilities that allow consumers to receive binding insurance quotes on their smartphones.http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10331$displayType=1http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10331$displayType=1Wed, 22 Feb 2012 12:00:00 GMTAllied World US Launches M&A DivisionAllied World Assurance Co. Holdings said it`s adding a new mergers and acquisition division to its U.S. operations.http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10330$displayType=1http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10330$displayType=1Wed, 22 Feb 2012 12:00:00 GMTPersonal Lines Insurers Redefine in the Face of Changing Consumer TrendsPersonal lines insurers are evolving their business models in response to consumer-led pressures, according to a new study by Conning Research & Consulting.http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10329$displayType=1http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10329$displayType=1Wed, 22 Feb 2012 12:00:00 GMTCFOs See Employee Health Contributing to Company's Overall Financial PerformanceResearch from the Integrated Benefits Institute finds that most chief financial officers say employee health plays a part in a company`s overall financial performance and that the role of CFOs is growing in their organizations` health investment decisions.http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10327$displayType=1http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10327$displayType=1Wed, 22 Feb 2012 12:00:00 GMTRAND Study: Ending Individual Mandate Would Cut Health Coverage, but Not Dramatically Hike Insurance PriceA new RAND Corporation study concludes that eliminating a key part of health care reform that requires all Americans to have health insurance would sharply lower the number of people gaining coverage, but would not dramatically increase the cost of buying policies through new insurance exchanges.http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10326$displayType=1http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10326$displayType=1Wed, 22 Feb 2012 12:00:00 GMTThe Hartford Strengthens Commercial Markets Leadership Team with Three AppointmentsThe Hartford announced three senior leadership appointments to strengthen the Commercial Markets leadership team. These appointments are in alignment with the Division`s goals to accelerate margin improvement and focus on profitable growth opportunities.http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10325$displayType=1http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10325$displayType=1Wed, 22 Feb 2012 12:00:00 GMTMA Court Says Teens Not Liable Under Social Host LawThe highest court in Massachusetts ruled Tuesday that teenagers who host underage drinking parties but do not supply alcohol cannot be held civilly liable if one of their guests gets hurt.http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10324$displayType=1http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10324$displayType=1Wed, 22 Feb 2012 12:00:00 GMTSplitting Up Hartford Insurance Could Be HardHedge-fund manager John Paulson has been leaning on Hartford Financial to split in two, but the insurance team at Bernstein Research doesn’t think such a split can happen any time soon.http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10323$displayType=1http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10323$displayType=1Wed, 22 Feb 2012 12:00:00 GMTSettlement Negotiations Restart Ahead of BP Oil Spill TrialNearly two years after the oil rig explosion that killed 11 people and spilled millions of barrels of crude oil into the Gulf of Mexico, the myriad plaintiffs suing BP and other companies over the disaster are about to get their day in court...or perhaps not.http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10322$displayType=1http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10322$displayType=1Wed, 22 Feb 2012 12:00:00 GMTConnecticut Looks to Recapture Role as Insurance Capital with CaptivesHartford is trying to recapture its status as the nation`s insurance capital by drawing in a specialized insurance business that is finding a home elsewhere.http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10321$displayType=1http://www.programbusiness.com/3.0/news/NewsFlashDetails.aspx?newsFlashId=10321$displayType=1Tue, 21 Feb 2012 12:00:00 GMT