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Victor O. Schinnerer & Company, Inc.

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Program Details -

Builders' Risk


Builders Risk  

Schinnerer offers a state-of-the-art builders risk solution for residential and commercial construction. Using our Broker Portal, insurance agents and brokers can quote, bind and issue a Schinnerer Builders Risk policy in minutes. 

Availability: Admitted in all states and D.C.
Minimum premium: $400
Limits: Ability to quote all project values
Target risks: New commercial construction, new residential construction,residential/commercial remodeling/installation floaters
Billing options: Broker bill or direct bill

Coverage includes:

  • Theft of building materials
  • Interest of subcontractors
  • Pollutant cleanup/removal
  • Ordinance or law
  • Soft costs
  • Expediting expenses
  • Business income and extra expenses
  • Protective safeguard warranty
  • Automatic limits of insurance for numberous exposures
  • Ability to include profit coverage
  • Underwriting guidelines and rates developed for each state and county


Tyler Nickels
(267) 408-4045

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming